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Electric scooters (e-scooters) have become a popular and convenient way to navigate New York City streets. They’re eco-friendly, inexpensive, and easy to park. But with their rise in popularity, accidents involving electric scooters have surged—leading to serious injuries for both e-scooter riders and pedestrians.

Because New York law treats e-scooters differently from motor vehicles, determining liability and securing compensation after a crash can be confusing. Who’s at fault if an e-scooter collides with a pedestrian? Can injured riders recover medical expenses under standard auto insurance policies or personal injury protection (PIP)? What about crashes involving e-bikes or mechanical failures?

At Hill & Moin LLP, our New York City personal injury attorneys have helped countless injured riders and pedestrians understand their legal rights after e-scooter accidents. We know how quickly an enjoyable ride can turn into a life-altering event—and we’re here to help.

Call (212) 668-6000 today for a free consultation if you’ve been injured in an e-scooter crash anywhere in NYC.

The Growing Popularity—and Risks—of E-Scooters in New York City

Since New York City officially legalized electric scooters and e-bikes in 2020, riders have embraced them as a fast alternative to public transit. You’ll see them zipping through bike lanes in Manhattan, Brooklyn, and Queens, or available for rent through programs like Citi Bike or Lime.

But as e-scooter users have multiplied, so have collisions. The NYC Department of Transportation reported hundreds of accidents involving electric scooters in the past year alone, many resulting in serious injury or death.

Common contributing factors include:

• Riders traveling faster than posted speed limits
• Scooters operating on sidewalks, violating NYC traffic laws
• Distracted or negligent drivers of motor vehicles failing to share the road
• Uneven pavement or poor infrastructure
• Mechanical failures such as faulty brakes or defective batteries
• Lack of protective gear, particularly helmets

While e-scooters are legal in New York, many local regulations govern where and how they may operate. Violating these rules can affect fault and eligibility for compensation after a scooter accident.

NYC Laws on Riding E-Scooters and Sidewalk Restrictions

Under New York law, e-scooters are defined as devices with an electric motor and human power capability, with a maximum speed of 20 mph. You do not need a driver’s license to ride one, but there are strict traffic regulations riders must follow.

Where You Can Legally Ride

E-scooters may be operated:

• In bike lanes or on vehicle lanes with speed limits under 30 mph
• On New York City streets where motor vehicles travel
• In designated shared mobility zones 

Where You Cannot Ride

Riding on sidewalks is illegal. According to NYC traffic laws, e-scooters are considered vehicles, and sidewalks are reserved for pedestrians. Violators may face fines or penalties for a first or repeat offense, especially if a crash occurs.

If a rider injures a pedestrian while unlawfully using a scooter on a sidewalk, the rider can be held liable for the pedestrian’s injuries and medical bills.

Required Safety Equipment

Riders must use headlights and taillights at night and are strongly encouraged to wear helmets. Riders under 18 are required by law to wear one.

Common E-Scooter Accidents and Injuries in NYC

Whether caused by negligent drivers, road defects, or reckless scooter operation, e-scooter incidents can lead to devastating injuries. Common scenarios include:

• Collisions between e-scooters and cars making turns or lane changes
• E-bike crashes or e-scooter accidents in bike lanes with faster traffic
• Pedestrians struck on sidewalks by scooter riders
• Riders thrown due to uneven pavement or faulty brakes 

Typical Injuries After E-Scooter Accidents

Because riders have minimal protection, even a minor scooter crash can result in:

• Broken bones and fractures
• Head injuries and traumatic brain injuries
• Severe injuries such as internal bleeding or spinal cord trauma
• Road rash and abrasions requiring skin grafts
• Emotional distress or post-traumatic stress

If you’re injured, it’s essential to seek immediate medical attention and document all medical bills, lost wages, and treatment details. These records are critical when filing a personal injury claim or negotiating with insurance companies.

Who Can Be Held Liable After an E-Scooter Accident?

Determining liability after an e-scooter accident in New York City depends on the specific circumstances. Several parties may share responsibility, including:

1. The E-Scooter Rider

If a rider fails to follow traffic signals, exceeds speed limits, or rides on sidewalks, they may be found negligent. When an injured pedestrian files a personal injury lawsuit, the rider’s insurance coverage—if any—may be examined.

However, most standard auto insurance policies do not cover e-scooter accidents, leaving many riders personally liable for damages.

2. A Negligent Driver

Many e-scooter accidents involve collisions with motor vehicles. If a car driver causes a crash by texting, turning without signaling, or speeding, that driver may be responsible for the rider’s injuries. Victims can seek compensation through the driver’s liability insurance.

3. The Scooter Rental Company

When defective equipment—such as faulty brakes or a dead battery—contributes to an accident, the rental company or manufacturer may be liable under product liability laws. Rental companies must properly maintain and inspect scooters before they’re deployed.

4. The City or Property Owner

If the crash occurred due to a hazardous sidewalk or uneven pavement, a government agency or property owner responsible for maintenance may bear partial fault.

Insurance Coverage and Compensation Challenges

One of the most confusing aspects of e-scooter accidents in New York is how insurance coverage works.

E-Scooter Riders Are Often Uninsured

Unlike cars, scooters are not required to carry liability insurance. Riders injured in a collision may not have access to personal injury protection (PIP) under the no-fault system, since scooters are not classified as motor vehicles.

Injured Riders May Still Recover Compensation

Despite this, injured riders may still recover compensation by:

• Filing a personal injury lawsuit against a negligent driver
• Proving that a mechanical failure or defective product caused the crash
• Demonstrating else’s negligence, such as unsafe road conditions or failure to maintain infrastructure

An experienced NYC personal injury attorney can evaluate your options and identify every potentially liable party.

Pedestrian Rights After an E-Scooter Accident

If you were walking and hit by an e-scooter, you have rights under New York law. Pedestrians injured by e-scooter riders can file claims for:

• Medical expenses 
• Lost wages 
• Pain and suffering 
• Property damage (such as broken phones or glasses)

Because e-scooter riders rarely have insurance, pedestrians often rely on their own health insurance or may pursue compensation through the scooter company or other negligent parties.

If your injuries meet the serious injury threshold, you may be eligible to file a personal injury lawsuit in civil court.

Comparative Fault in New York

New York follows a comparative fault rule, which means multiple parties can share responsibility for an accident. Even if you were partially at fault—such as crossing outside a crosswalk or riding slightly above posted speed limits—you can still recover damages, reduced by your percentage of fault.

For example, if you’re awarded $100,000 in damages but found 20 % at fault, you’d still receive $80,000. An experienced lawyer can help minimize your share of liability and maximize your recovery.

Steps to Take After an E-Scooter Crash in NYC

If you’re involved in an e-scooter crash—whether as a rider or pedestrian—take these steps to protect your rights:

1. Call 911 and request emergency assistance.
2. Exchange information with all parties involved, including the scooter’s license plate or ID number.
3. Take photos of the scene, traffic signals, and any visible injuries.
4. Collect witness statements if anyone saw the crash.
5. Seek medical treatment immediately to document your condition.
6. Contact an attorney before speaking with insurance adjusters or company representatives.

At Hill & Moin LLP, our team will handle every detail of your case, from obtaining police reports and maintenance records to proving negligence.

How Hill & Moin LLP Can Help After an E-Scooter Accident

E-scooter crashes often involve multiple defendants, limited insurance coverage, and complex questions of liability. Our attorneys bring the experience and tenacity needed to secure maximum compensation for injured riders and pedestrians.

When you work with Hill & Moin, you receive:

• A proven track record of successful personal injury claims in New York City
• Detailed investigation of traffic laws and accident causes
• Access to medical professionals and experts who can testify about your injuries
• Skilled negotiation with insurance companies for fair settlements
• Representation on a contingency fee basis—you pay no attorney fees unless we win

Whether your case involves e-scooters, e-bikes, or motor vehicles, we’ll help you pursue compensation for every loss you’ve suffered.

Preventing E-Scooter Accidents: Safety Tips for NYC Riders

While the law offers protection, prevention is always best. Follow these tips to stay safe:

• Wear helmets and appropriate protective gear.
• Ride only in designated bike lanes.
• Observe all traffic signals and posted speed limits.
• Never operate a scooter under the influence of alcohol or drugs.
• Avoid sidewalks—stick to New York City streets where scooters are permitted.
• Check for mechanical failures before each ride.

By understanding NYC traffic laws and practicing safe riding habits, you can help reduce accidents and keep everyone on the road safer.

Contact Hill & Moin LLP for a Free Consultation

If you’ve been injured in an electric scooter accident in New York City, you don’t have to face the aftermath alone. Whether you were a rider, pedestrian, or another road user, our team can help you navigate the legal process, hold negligent parties accountable, and secure the compensation you deserve.

Call (212) 668-6000 today or contact us online for a free consultation.
At Hill & Moin LLP, we treat our clients like family—and we’ll fight for your rights every step of the way.

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Every day, thousands of taxis transport passengers across New York City, offering convenience and accessibility to millions. However, with heavy traffic and long working hours, NYC taxi accidents are unfortunately common. When these crashes occur, taxi passengers, other drivers, or pedestrians may suffer serious injuries and face expensive medical bills and lost wages.

In these situations, one major question arises: Who’s responsible for the damages, the taxi driver, the taxi company, or the medallion owner?

Under New York law, determining liability in taxi accident claims is complex. Because many NYC taxis operate under a medallion system—where the vehicle owner and driver are often separate entities—understanding who can be held accountable requires careful legal analysis.

At Hill & Moin LLP, our NYC taxi accident lawyers have decades of experience representing clients injured in taxi crashes. We help victims understand their rights, pursue fair settlements, and, when necessary, take powerful taxi companies and insurance carriers to court.

Call (212) 668-6000 for a free consultation with a New York City taxi accident lawyer today. We’ll review your case and explain your best legal options.

Understanding New York City’s Taxi Medallion System

The taxi medallion system regulates who can legally operate a yellow cab in New York City. A medallion is essentially a license issued by the Taxi & Limousine Commission (TLC) that allows the owner to operate a taxi cab for profit.

However, the medallion owner isn’t always the same person as the taxi driver. In fact, many taxi drivers lease cabs from medallion owners. This setup complicates liability when an accident happens because both the driver and the owner might be partially responsible.

Under New York law, if a taxi driver causes a crash through negligent driving, the medallion owner may share legal responsibility under a doctrine known as vicarious liability—which holds vehicle owners responsible for the actions of individuals driving their vehicles with permission.

Common Causes of NYC Taxi Accidents

NYC taxi accidents can occur for many reasons, often involving some form of negligence. The most common causes include:

1. Distracted driving – Taxi drivers frequently use navigation apps or take calls while driving.
2. Speeding – Drivers racing to pick up passengers or meet quotas may exceed speed limits.
3. Fatigue – Long shifts cause exhaustion, which leads to poor reaction times.
4. Poor vehicle maintenance – Some taxi companies fail to maintain brakes, tires, or steering systems.
5. Traffic violations – Running red lights, unsafe lane changes, and tailgating are common causes of NYC taxi crashes.
6. Weather and road hazards – Wet or icy conditions often lead to taxi accidents in busy intersections.

Regardless of the cause, injured victims have a right to file taxi accident claims and seek compensation for their losses.

Who Can Be Held Liable in a Taxi Accident?

After a taxi crash, there are often multiple responsible parties. The following entities may be potentially liable for your injuries and damages.

1. The Taxi Driver

If the taxi driver was negligent—for example, by texting while driving or failing to yield—they can be directly liable. However, most individual drivers do not have sufficient personal assets to cover serious injuries or medical expenses, which is why their insurance coverage or employer’s coverage is typically pursued.

2. The Medallion Owner

The vehicle owner (or medallion owner) may also be responsible for the driver’s negligence. Under New York’s vicarious liability law, vehicle owners can be held liable when someone driving their vehicle causes a taxi accident while acting with the owner’s permission.

This law ensures that victims can seek compensation from a financially capable party, such as a medallion holder, rather than just the individual driver.

3. The Taxi Company

In some cases, the taxi company that leased the cab or employed the driver may share liability. This is particularly true if the company engaged in poor vehicle maintenance, ignored safety regulations, or failed to properly train or supervise its drivers.

4. Other Drivers

If another motorist caused the taxi accident, their insurance company could be responsible for paying damages. Accidents involving multiple vehicles can become complicated, requiring careful investigation by an experienced NYC taxi accident lawyer.

What to Do After a Taxi Accident in New York City

The steps you take after a taxi crash can significantly impact your personal injury claim. Here’s what to do:

1. Call 911 and request medical assistance. Ensure that police officers document the accident scene.
2. Exchange information with the taxi driver and any other drivers involved, including their insurance coverage and TLC medallion number.
3. Take photos of the vehicles, traffic signals, and your visible injuries.
4. Get witness statements from passengers or pedestrians if possible.
5. Seek medical treatment immediately—even if you feel fine. Some spinal cord injuries or traumatic brain injuries may not show symptoms right away.
6. Contact an attorney before speaking with any insurance adjusters.

At Hill & Moin, we’ll handle every aspect of your case—from gathering police reports and medical records to negotiating with insurance companies—so you can focus on recovery.

Understanding Insurance Coverage and the No-Fault System

New York operates under a no-fault system, meaning that most accident victims first turn to their own personal injury protection (PIP) insurance for initial medical expenses and lost wages, regardless of fault.

However, taxi passengers are not always covered under the same policy rules as private vehicle occupants. The cab’s insurance carrier is typically responsible for providing no-fault benefits to injured passengers up to the statutory limit.

If your injuries exceed the no-fault benefits, or if you’ve suffered serious injuries (such as fractures, spinal cord injuries, or traumatic brain injuries), you may file a personal injury lawsuit against the at-fault parties, including the medallion owner.

Common Injuries in NYC Taxi Accidents

The force of impact in a taxi crash can cause devastating injuries, even when seat belts are used. Victims often sustain:

• Whiplash and soft tissue injuries
• Head injuries and concussions
• Spinal cord injuries or herniated discs
• Broken bones and fractures
• Traumatic brain injuries 
• Internal bleeding and organ damage
• Emotional distress or post-traumatic stress disorder 

The cost of medical care, rehabilitation costs, and lost wages can add up quickly. Our NYC taxi accident lawyers help clients pursue maximum compensation for all their physical, emotional, and financial losses.

How Medallion Ownership Affects Liability

To understand when medallion owners may be liable for driver negligence, it’s essential to know how ownership works. A medallion owner is the legal vehicle owner, which means they hold ultimate control over who operates the cab.

If a taxi driver causes a crash while driving a medallion-owned cab with permission, the medallion owner is legally responsible under New York law.

However, there are exceptions. If the driver operated the vehicle without permission, or was engaged in criminal activity at the time, the owner may avoid liability. These nuances make taxi accident cases highly fact-dependent—another reason to work with an experienced NYC taxi accident lawyer.

Building a Strong Taxi Accident Claim

Winning a taxi accident lawsuit requires proving negligence and connecting it to your injuries. Evidence often includes:

• Police reports documenting fault and traffic violations 
• Medical records linking the accident to your injuries
• Witness statements confirming events
• Photographs of the accident scene and vehicles
• Taxi maintenance logs showing potential poor vehicle maintenance 
• Insurance coverage details of all parties involved

Your legal counsel will also handle communications with insurance adjusters, preventing them from minimizing your claim or pressuring you into an unfair settlement.

Compensation Available in Taxi Accident Cases

Victims of NYC taxi crashes can pursue damages for both economic and non-economic losses, including:

• Medical expenses and rehabilitation costs 
• Lost income and reduced earning capacity
• Property damage 
• Pain and suffering 
• Emotional distress 
• Funeral expenses in wrongful death cases 

At Hill & Moin LLP, we fight to recover fair compensation for every client we represent. We handle each case on a contingency fee basis, meaning you pay nothing unless we win your case.

Why Choose Hill & Moin LLP

When you’re hurt in a taxi accident, choosing the right law firm makes all the difference. At Hill & Moin, we provide:

• A proven track record of success in complex NYC taxi accident cases 
• Personalized attention from an experienced legal team 
• Skilled negotiation with insurance companies 
• Aggressive courtroom representation when needed
• Compassionate guidance through every step of the legal process 

We understand how overwhelming it can feel after a taxi crash—especially when multiple potentially responsible parties are involved. Our attorneys will handle the investigation, paperwork, and legal strategy so you can focus on healing.

Contact Hill & Moin LLP Today

If you or a loved one was injured in a taxi cab accident in New York City, don’t face the insurance system alone. Whether your injuries were caused by a negligent driver, poor vehicle maintenance, or a careless medallion owner, you deserve justice and full financial recovery.

At Hill & Moin LLP, our NYC taxi accident lawyers are ready to help you understand your rights, recover compensation, and hold all at-fault parties accountable.

Call (212) 668-6000 or fill out our online form for a free consultation today.
Let us show you why so many New Yorkers call us their “lawyers in the family.”

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In the summer of 2019, a Brooklyn woman was involved in a serious motor vehicle accident. Her case presented complex legal challenges, particularly around the circumstances of the collision, issues that are often left for a jury to decide at trial. Despite these hurdles, Hill & Moin LLP took swift and strategic action on her behalf.

Through thorough investigation and skilled legal advocacy, Hill & Moin secured a court order establishing the defendant’s liability well before the case ever reached a jury. This rare pre-trial determination of fault, in a case where each party claimed the other ran a red light, gave the plaintiff a significant advantage and eliminated much of the uncertainty that typically accompanies litigation in cases of this nature.

Thanks to the firm’s early success, the case was settled for nearly the full amount of the $1,000,000 policy limit. Hill & Moin’s reputation for tenacity, legal skill, and personalized care—reflected in their numerous five-star client reviews—was once again demonstrated in this result, allowing their client to receive critical compensation without the added burden of a lengthy trial.

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Mr. Howard, a longtime Brooklyn resident, enjoys the simple joys of life—reading his favorite books and spending time crocheting. But one ordinary day took an unexpected turn when, while driving for work, he was struck by another vehicle taking a dangerously wide turn. The crash left him shaken and in need of both medical attention and legal support.

Seeking guidance, Mr. Howard reached out to Hill & Moin, LLP. From the beginning, he felt heard and supported. The team at Hill & Moin ensured he received the necessary medical treatments and met with him regularly to explain the legal process. Their consistent updates and clear communication helped ease the stress of the situation.

“The communication was great and the staff was attentive to my needs,” Mr. Howard shared. With Hill & Moin’s dedication and advocacy, his case ultimately settled for an impressive $1.1 million. Their thorough approach and personal care made a difficult time much more manageable.

Now, with his case behind him, Mr. Howard is looking ahead with optimism. He’s preparing to move to the South, excited to begin a calmer and more peaceful chapter of his life. Reflecting on his experience, he rated Hill & Moin, LLP a perfect 5 out of 5 stars—grateful for the support that helped him move forward.

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Ruth Brown, a dedicated bus driver with a passion for traveling, crocheting, and discovering new foods, never expected her routine day at work to take a life-changing turn. While on the job, Ms. Brown’s bus was struck by another vehicle, leaving her shaken and uncertain about what to do next. Determined to understand her legal options, Ms. Brown reached out to the trusted attorneys at Hill & Moin, LLP.

From the moment she stepped into their office, Ms. Brown felt supported. The attorneys carefully walked her through a clear and compassionate game plan for her personal injury case. Ms. Brown appreciated how informative the team was, especially their commitment to keeping her in the loop every step of the way.

Thanks to the dedication and hard work of Hill & Moin, Ms. Brown’s case was successfully settled for $850,000. With her settlement in hand, Ms. Brown is now excitedly considering a new car and embracing the future with confidence. She describes the team at Hill & Moin as feeling “like family” and didn’t hesitate to leave a glowing 5-star review. “I’d recommend Hill & Moin to everyone—I wouldn’t even think twice,” Ms. Brown says.

Her story is a testament to what’s possible when compassionate legal care meets determined advocacy.

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If you’ve ever been in a car accident in New York, you probably remember the chaos: the screech of brakes, the sudden jolt, and the scramble to figure out what happens next. In those confusing moments, a term you may hear tossed around—perhaps for the first time—is no-fault insurance. It sounds reassuring. But what does it actually mean? And more importantly, how does it affect you?

At Hill & Moin LLP, we’ve spent decades helping accident victims navigate the maze of insurance claims and personal injury law in New York. No-fault insurance is one of those topics that comes up often—and understandably so. It’s a unique system, and like many things in the legal world, it has its nuances.

Let’s walk through what no-fault insurance really is, how it works in New York, and what you need to watch out for if you’ve been injured in a car accident.

What is No-Fault Insurance?

New York is one of just a handful of states that follows a no-fault insurance system. Essentially, it means that after a car accident, your own insurance company pays for your basic medical expenses, lost wages, and other reasonable costs—regardless of who caused the crash.

Yes, you read that right. Even if the other driver ran a red light, your insurance provider steps in to cover certain expenses. The system is designed to speed up the compensation process and reduce the number of lawsuits clogging up the courts.

But here’s the catch: no-fault doesn’t cover everything, and it doesn’t mean you can’t sue. We’ll get to that in a bit.

What Does No-Fault Insurance Cover?

Under New York’s no-fault law, your insurance company (not the other driver’s) must pay for certain “basic economic losses.” This includes:

• Medical bills: doctor visits, hospital stays, surgery, medication, rehabilitation, and more.
• Lost wages: up to 80% of your lost earnings, capped at $2,000 per month for up to three years.
• Out-of-pocket expenses: transportation to medical appointments, household help, and other reasonable costs related to your injury.
• A $2,000 death benefit: in tragic cases where someone dies as a result of the accident.

All of this is subject to a $50,000 limit per person, unless you’ve purchased additional coverage. These benefits are often referred to as Personal Injury Protection (PIP) coverage.

Importantly, no-fault insurance does not cover damage to your vehicle, pain and suffering, or expenses above the policy limit. Those are addressed separately, often through lawsuits or other insurance claims.

Who is Covered Under No-Fault?

New York’s no-fault law applies to:

• Drivers and passengers of insured vehicles
• Pedestrians struck by a car
• Cyclists, in some cases

It doesn’t apply to:

• Motorcyclists (a key exception)
• People injured while committing a felony or fleeing police
• Accidents outside of New York (with some exceptions)

If you’re unsure whether you’re covered, it’s best to speak with a knowledgeable personal injury attorney—like someone from our team at Hill & Moin—who can review your case and offer clear guidance.

What Happens After an Accident?

After an accident, time is of the essence. New York’s no-fault system has strict deadlines:

• You must file a no-fault application within 30 days of the accident. Miss this window, and you could lose your right to benefits.
• Medical providers must submit bills within 45 days of treatment.
• Lost wage claims must be submitted every 30 days with proof of disability.

These rules can feel overwhelming when you’re already dealing with pain, confusion, and disruption to your daily life. But missing a deadline can jeopardize your claim—and that’s where we often step in to help.

We recommend reviewing our What Makes a Good Case? guide to get a sense of how to preserve your rights early in the process.

Can You Still Sue the At-Fault Driver?

Here’s where things get interesting. While no-fault insurance covers basic economic losses, it doesn’t compensate you for pain and suffering or serious, long-term injuries. For that, you may need to file a personal injury lawsuit against the at-fault driver.

But under New York law, you can only sue if your injuries meet the “serious injury threshold”. What does that mean?

The law defines a serious injury as:

• A fracture
• Significant disfigurement
• Permanent limitation of a body organ or member
• Significant limitation of use of a body function or system
• Full disability for at least 90 of the 180 days following the accident

It’s not always clear whether an injury qualifies. For example, a herniated disc may not sound serious at first, but it can lead to chronic pain and missed work. In cases like these, our team carefully examines the medical evidence to determine whether your injury meets the legal criteria.

Common Pitfalls to Avoid

We’ve seen countless cases where well-meaning people unintentionally hurt their own claims. Some common mistakes include:

• Waiting too long to see a doctor
• Failing to file the no-fault application in time
• Downplaying injuries to insurers
• Posting about the accident on social media

Insurance companies—yes, even your own—may look for ways to deny or minimize your claim. That’s why it’s so important to document everything, follow medical advice, and speak to an attorney as soon as possible.

A Real-Life Story: Maria’s Case

Maria was a home health aide driving to a client’s apartment in Queens when another car rear-ended her at a stoplight. At first, she felt fine—just a little shaken. She didn’t go to the hospital. But over the next few days, her neck stiffened and the headaches started.

She finally saw a doctor and learned she had a cervical disc injury. By the time she filed her no-fault application, the 30-day deadline had passed. Her lost wages weren’t covered. Worse, her injury worsened, requiring physical therapy and injections.

When Maria came to Hill & Moin, we helped her gather the medical records and documentation needed to pursue a claim against the at-fault driver. Ultimately, she received a settlement that covered her pain and suffering and gave her a financial cushion while she healed.

When to Call an Attorney

If you’ve been in a car accident in New York, don’t try to figure this out alone. Between the tight deadlines, complex definitions, and insurance red tape, it’s easy to feel lost. That’s where we come in.

At Hill & Moin LLP, we take pride in helping real people—like Maria—get the care and compensation they deserve. We treat every case with compassion and tenacity, because we know how much is at stake.

Your story matters. Let us help you tell it—and fight for the outcome you need.

Call us today at (212) 668-6000 or schedule a free consultation.

External Sources Used:

• NY Dept. of Financial Services – PIP Basics
• NY Senate Law – Serious Injury Threshold
  

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While commuting through downtown Manhattan on a scooter, a Ukrainian man was struck in a crash that dramatically altered his life. A routine ride quickly turned into a significant ordeal when a truck collided with his scooter, causing serious injuries to his hips and legs. The physical pain and long recovery were compounded by uncertainty and the emotional toll of the accident. Amid the chaos, P.V. carefully searched for the dedicated legal support required to move forward.

From the initial contact with Hill & Moin, he experienced capable and compassionate legal assistance. The attorneys approached the case with urgency and care, treating every aspect with the seriousness it warranted. The legal team conducted a thorough investigation, kept P.V. informed throughout the process, and ensured that his concerns and voice were heard during every phase of the legal proceedings. Their work extended beyond paperwork—they prioritized treating P.V. with respect with proper legal translation from the firm’s paralegals. P.V. expressed appreciation for the firm’s superb translation services and unwavering attentiveness—qualities that earned Hill & Moin a five-star rating for client service. While expressing his involvement with Hill & Moin, he stated no changes were necessary for a better experience.

Every step of the way, the bilingual team ensured that P.V. clearly understood his rights, the legal proceedings, and the medical documentation necessary to build a strong case. With the firm’s support, P.V. secured a proper and meaningful settlement. The outcome represents an important step forward towards resolving the pain and suffering incur on that fateful day. P.V. plans to use the settlement funds to continue medical treatment and physical therapy, as lingering health challenges from the accident remain. His goal is to regain full mobility and reclaim the quality of life that was disrupted on that difficult day.

Hill & Moin is proud to have played a role in P.V.’s pursuit of justice and healing. The firm’s attorneys fight for every client with the same commitment and compassion as they would for their own family. His resilience and determination serve as an inspiration to the entire team. Hill & Moin extends sincere gratitude for the trust placed in their services and wishes P.V. continued recovery, strength, and success in all future endeavors.

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CK is a loving mother who enjoys cooking and spending quality time with her young son. One morning, on her way to school, her day took a devastating turn when another vehicle suddenly sideswiped her car. The impact left her shocked and injured, requiring immediate medical attention. She was rushed to the emergency room, where she was treated for multiple injuries. The experience was overwhelming, and CK didn’t know where to turn for help.

Thankfully, CK was referred to the experienced attorneys at Hill & Moin, LLP. From the very first conversation, the team made her feel supported and informed. They explained her legal options clearly and kept her updated throughout the entire process. “They were outstanding,” CK shared, emphasizing how much she appreciated their constant communication and dedication. With their help, CK’s case was resolved successfully, and she received a $650,000 settlement.

Now on the road to recovery, CK is looking forward to brighter days ahead. She plans to take her son on a relaxing Caribbean vacation—a much-needed break after such a difficult journey. The settlement has brought her both peace of mind and a sense of justice. Reflecting on her experience, CK is deeply grateful for the support she received. When asked to rate Hill & Moin, she gave them a confident five stars.

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Xavier Martinez had a routine scooter ride turn into a nightmare when he was struck by another driver, suffering painful injuries to his leg and knees. The road to recovery was long—but thankfully, he didn’t have to go through it alone. He needed a legal team that would fight for him and ensure he was compensated fairly—not just for his medical bills, but for his pain, suffering, and long-term recovery. The attorneys at Hill & Moin took on the case with urgency and care, digging into the details, communicating regularly with the client, and making sure he felt heard and supported at every step. From the moment he contacted the firm, they made it their mission to support him not just as legal representatives, but as people who truly cared about his well-being.

He later described his experience with them as excellent and gave us a 5 out of 5 rating for our service—a reflection of the hard work, dedication, and compassion our team strives to deliver in every case. Beyond the legal work, what meant the most to Xavier was the courtesy and professionalism of our staff. From the front desk to the legal team, every interaction made a positive impression. He felt respected, informed, and—most importantly—valued.

Thanks to the team’s efforts, we were able to secure a settlement that went beyond what he expected. He told us he plans to use the money to buy a car for his wife and make improvements to their home in the Dominican Republic—a meaningful step forward after an incredibly difficult time.

We are deeply grateful for this client’s trust and proud to have played a role in helping him move forward. His story is a testament to the power of strong legal representation, and the importance of choosing a team that puts people first. When someone places their trust in us after a traumatic event, we take that responsibility seriously. If you or someone you know has been injured in a motorcycle accident, don’t face the aftermath alone. Contact Hill & Moin today. We’ll fight for the compensation you deserve—and the peace of mind you need.

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In 2022, an estimated 10.8 percent of New York drivers were uninsured. This staggering fact supports the need for uninsured motorist coverage for the average New York driver. When it comes to car insurance, many drivers focus on basic coverage requirements and overlook the value of additional protections, such as uninsured motorist coverage.

In New York, where motor vehicle accidents are unfortunately common, having this coverage is essential for protecting yourself and your family. Whether you’re involved in an auto accident with an uninsured or underinsured driver, this coverage can ensure that you don’t have to bear the financial burden of medical costs, lost wages, and other expenses that arise from such incidents.

If you’ve been involved in a car accident, don’t hesitate to get help. Contact a New York car accident lawyer at Hill & Moin for a free consultation. Our experienced personal injury attorneys can evaluate your unique case for free and explain how we can assist you. 

Underinsured Motorist Coverage vs. Uninsured Motorist Coverage

Uninsured and underinsured motorist coverage helps to cover expenses such as medical costs, lost wages, and property damage when the at-fault driver doesn’t have adequate insurance to cover your losses. While both uninsured and underinsured motorist coverage protects you in the event of an accident, they differ in how they handle the situation.

Uninsured driver coverage applies when the at-fault driver doesn’t have any auto insurance at all. On the other hand, underinsured driver coverage comes into play when the at-fault driver has insurance, but their coverage limits are insufficient to cover your expenses fully. Which type of coverage may come into play depends on the circumstances surrounding your accident.

For example, if you are in a car accident with an underinsured driver who only has the minimum coverage required by New York law, but your medical bills far exceed their coverage limits, underinsured driver coverage can help you recover the remaining costs.

These are both important aspects of your auto insurance policy to ensure you have sufficient protection in the event of an accident involving an uninsured or underinsured motorist.

The Role of Liability Insurance and Bodily Injury Liability Coverage

When it comes to car insurance, liability insurance coverage is a fundamental requirement. In New York, drivers are required to carry liability coverage, which helps cover the costs associated with damage or injuries you cause to others in an accident. Basic liability insurance has its limitations, and you should understand where your coverage ends.

Bodily injury liability coverage, a part of liability insurance, helps cover medical expenses, pain and suffering, and lost wages for the other driver if you’re at fault in a car accident. This part of liability insurance may even cover the other driver’s legal fees if you are considered to be at fault for the accident.

However, liability only covers the costs associated with the other party’s injuries or damages. It doesn’t help with your own medical bills, lost wages, or property damage. That’s where your essential uninsured or underinsured motorist coverage comes in, ensuring that you’re protected if the other driver does not have sufficient insurance coverage.

Why Do You Need Uninsured Motorist Coverage in New York?

In New York, the law mandates that drivers carry a minimum amount of liability car insurance and uninsured motorist coverage. Unfortunately, though, this doesn’t always mean that the at-fault driver will have enough coverage to pay for all the damages resulting from an accident.

Many drivers on the road may have the bare minimum insurance policies, leaving you with a significant financial burden if you’re injured in an accident with an uninsured or underinsured driver.

Without additional uninsured driver coverage, also known as Supplemental Uninsured Motorist or SUM coverage, you may have to rely solely on your own auto insurance company or personal assets to cover your medical expenses and damages.

This can be particularly problematic if you’re involved in a serious accident that results in high medical costs and lost wages. Even worse, if the at-fault driver doesn’t have insurance, you may struggle to recover compensation for your injuries.

Uninsured motorist coverage is also invaluable in the case of a hit-and-run accident. If the at-fault driver flees the scene, leaving you with no way to identify him or his insurance, uninsured driver coverage can step in to cover your medical bills and other expenses.

In New York, hit-and-run accidents can be common, but UM coverage can provide the peace of mind that comes from knowing that you won’t be left without financial protection.

No-Fault Insurance and Personal Injury Protection

New York is a no-fault insurance state, which means that, regardless of who is at fault in an accident, your own insurance company policy will cover your medical expenses and lost wages up to the policy limits. This no-fault insurance coverage is provided through personal injury protection (PIP) coverage, which is mandatory under New York state law.

While no-fault insurance helps cover immediate medical expenses and lost wages, it may not be enough to cover serious injuries or significant property damage fully. This is where uninsured or underinsured motorist or SUM coverage becomes essential.

If you’re injured in an accident with an uninsured or underinsured driver, your own insurance policy can help cover expenses that exceed the no-fault coverage, such as medical costs, pain and suffering, and lost wages beyond what PIP provides.

Compassionate Legal Help From Your “Lawyer in the Family”

Uninsured motorist coverage is an essential part of any comprehensive auto insurance policy in New York. With the high number of uninsured and underinsured drivers on the road, it is critical to ensure you have adequate protection in the event of an auto accident.

This coverage can help you recover compensation for medical expenses, lost wages, and property damage caused by an uninsured or underinsured driver. By adding this coverage to your policy, you can have peace of mind knowing that you are financially protected, regardless of the at-fault driver’s insurance situation.

When facing a personal injury or car accident with a long recovery time – we often wish we had done certain things sooner, and talking about uninsured insurance coverage might be one of them. So take action now!

Get personalized advice and Personal Injury Recovery SolutionsⓇ in a free consultation today – just call Hill & Moin at (212) 668-6000. We have been told by clients that having our team is like having “a lawyer in the family” – because we care about you and your rights.

Don’t wonder about your rights!

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