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Uber and Lyft have transformed transportation across New York, offering quick, affordable, and convenient rides at the tap of a button. But as more rideshare vehicles crowd the streets, multi-vehicle crashes involving Uber or Lyft drivers are becoming more common—and legally more complicated.

Unlike traditional car accidents, rideshare accident claims involve multiple insurance policies, complex liability coverage rules, and disputes between insurance companies. Passengers, pedestrians, and even other involved drivers can struggle to determine who is financially responsible for their medical bills, property damage, and lost wages.

If you’ve been injured in a rideshare crash in New York City, understanding how Uber and Lyft liability works is essential to protecting your rights. At Hill & Moin LLP, our personal injury attorneys have extensive experience handling Uber accident cases and can help you secure fair compensation.

Call (212) 668-6000 for a free consultation today.

How Ride-Sharing Services Work — and Why It Matters for Liability

Uber and Lyft drivers operate as independent contractors, not employees. This distinction is important because it influences how liability is determined after a crash.

When a rideshare accident occurs, fault and insurance coverage depend heavily on the driver’s status at the time of the incident. There are three key stages in a rideshare trip:

1. Driver Offline (No App Active):
   The driver’s personal auto insurance applies. Neither Uber nor Lyft provides coverage at this stage.
2. App On, Waiting for a Ride Request:
   The driver is logged into the app but hasn’t yet accepted a ride. Limited liability coverage from the rideshare company’s insurance policy may apply.
3. Actively Engaged in a Ride (En Route or Transporting Passengers):
   Once a driver accepts a ride request or is transporting passengers, Uber or Lyft’s commercial insurance coverage applies. This coverage typically includes up to $1 million in liability coverage for bodily injury and property damage.

Understanding which stage the driver was in when the accident occurred is crucial for determining liability and pursuing the appropriate insurance claims.

Common Causes of Rideshare Accidents in New York

Rideshare services operate in the same high-traffic environments as taxis, buses, and delivery vehicles, making multi-vehicle collisions a frequent risk. Common causes include:

• Distracted driving due to GPS use or passenger communication
• Speeding to maximize ride volume or meet time expectations
• Driver fatigue from long shifts or back-to-back rides
• Unsafe lane changes or tailgating
• Traffic law violations at busy intersections
• Poor vehicle maintenance by rideshare drivers

• Bad weather or road hazards

These crashes often involve several vehicles, leading to multiple parties and insurance companies disputing fault.

Determining Liability in a Multi-Vehicle Rideshare Crash

In multi-vehicle rideshare accidents, determining liability is often complex. Several factors must be analyzed, including driver logs, witness statements, and police reports.

Potentially Liable Parties Include:

1. The Rideshare Driver
   If the rideshare driver’s negligence—such as distracted driving or failure to yield—caused the crash, they may be personally liable. However, their insurance coverage depends on their app status at the time of the collision.
2. Other Involved Drivers
   In accidents involving multiple vehicles, another driver may share fault for reckless driving, speeding, or tailgating. Each driver’s insurance policy may cover part of the damages.
3. The Rideshare Company
   While Uber and Lyft often claim they are not responsible for the actions of independent contractors, their insurance policies provide coverage when a driver is actively using the app. If the rideshare company’s negligence—such as hiring an unsafe driver—played a role, they may face direct liability.
4. Vehicle Manufacturers or Third Parties
   In rare cases, mechanical failures or defective parts could make a vehicle manufacturer or maintenance provider partially liable.

Because multiple parties can be involved, it’s vital to work with an experienced attorney who can reconstruct the accident scene, collect crucial evidence, and determine each party’s share of fault.

Uber and Lyft’s Insurance Coverage in New York

Both Uber and Lyft are required by New York law to provide specific insurance coverage for their drivers and passengers. The amount of coverage depends on the driver’s status.

1. App Off: Driver’s Personal Auto Insurance Applies

When the driver is not logged into the rideshare app, their personal insurance policy applies.
Uber and Lyft provide no coverage during this stage. Unfortunately, most personal auto insurance policies exclude commercial activity—meaning victims often need legal help to pursue recovery.

2. App On, Waiting for a Ride Request

Limited liability coverage applies:

• Up to $50,000 per person for bodily injury

• Up to $100,000 per accident for bodily injury

• Up to $25,000 for property damage

3. En Route or Transporting Passengers

When the driver accepts a ride request or is carrying passengers, Uber and Lyft’s insurance policies provide:

• Up to $1 million in liability coverage

• Uninsured/underinsured motorist coverage

• Coverage for medical expenses and property damage

If another driver causes the crash but lacks sufficient insurance, Uber or Lyft’s policy may step in to cover remaining costs.

What to Do After a Rideshare Accident

If you’ve been involved in an Uber or Lyft accident, taking the right steps can protect your legal rights and strengthen your personal injury claim:

1. Seek medical attention immediately, even for minor injuries.
2. Call 911 to ensure the police report documents all vehicles involved.
3. Take photos of the accident scene, vehicles, and any visible injuries.
4. Collect contact details of the rideshare driver, other drivers, and witnesses.
5. Screenshot your trip details in the Uber or Lyft app.
6. Do not speak to insurance adjusters without legal advice.
7. Contact an experienced attorney who handles rideshare accident claims.

Your lawyer can handle communications with insurance companies, gather witness statements, and determine which insurance policies apply.

Common Injuries in Rideshare Crashes

Rideshare accident victims often sustain the same types of injuries seen in other severe collisions, including:

• Broken bones and fractures
• Whiplash and soft tissue injuries
• Traumatic brain injuries
  
  
• Spinal cord injuries

• Internal bleeding

• Emotional distress

These injuries can lead to significant medical bills, lost wages, and lasting pain. Rideshare accident victims may be entitled to fair compensation for all expenses incurred, including future medical treatment and rehabilitation.

Filing Insurance Claims After a Rideshare Accident

Because multiple insurance policies may apply, the claims process is often confusing. Here’s how it typically unfolds:

1. Determine Fault:
   Your attorney gathers police reports, dashcam footage, and witness statements to identify who caused the rideshare collision.
2. Notify Insurers:
   Each insurance company involved must be notified promptly—whether it’s the rideshare company’s insurance policy or another driver’s.
3. File a Claim:
   Your lawyer will submit a personal injury claim or property damage claim to the appropriate insurer.
4. Negotiate for Settlement:
   Insurance companies often try to minimize payouts, especially when multiple parties are involved. An experienced attorney can negotiate aggressively for fair compensation.
5. Pursue a Lawsuit (If Needed):
   If a settlement can’t be reached, your attorney can file a personal injury lawsuit in New York courts.

Challenges in Rideshare Accident Claims

1. Independent Contractor Status

Because Uber and Lyft drivers are classified as independent contractors, the companies may try to avoid liability for their driver’s negligence. However, their insurance coverage requirements still protect injured passengers and others involved.

2. Multiple Insurance Companies

With several insurance companies involved—each seeking to reduce payouts—delays and disputes are common. Having an attorney coordinate communication and evidence can prevent lowball offers.

3. Determining Driver’s Status

Pinpointing whether the driver was actively engaged in a trip or just waiting for a ride request is critical. This detail directly impacts available insurance coverage.

Compensation Available for Rideshare Accident Victims

Victims injured in Uber or Lyft accidents may recover compensation for:

• Medical expenses and rehabilitation
• Lost wages and reduced earning capacity
• Property damage

• Pain and suffering

• Emotional distress

• Wrongful death (in fatal crashes)

The amount depends on the severity of injuries, insurance coverage, and strength of the evidence.

Why You Need an Experienced Rideshare Accident Attorney

Dealing with Uber and Lyft’s insurance companies without legal help can be overwhelming. These corporations have teams of lawyers trained to limit payouts.

At Hill & Moin LLP, our attorneys have extensive experience in personal injury claims involving rideshare services. We can:

• Determine which insurance policies apply
• Identify all liable parties

• Handle negotiations with insurance adjusters

• Ensure you receive fair compensation for medical bills, lost income, and pain
• File a personal injury lawsuit if necessary

We handle all cases on a contingency fee basis—you pay nothing unless we win.

Contact Hill & Moin LLP for Help With Rideshare Accident Claims

If you were injured in a rideshare crash involving Uber or Lyft, you may be entitled to significant compensation—but time limits apply. The sooner you act, the stronger your case will be.

At Hill & Moin LLP, we help rideshare accident victims throughout New York understand their legal options and hold negligent parties accountable.

Call (212) 668-6000 or contact us online for a free consultation today.
With Hill & Moin, you’ll have lawyers in the family—fighting for the justice and recovery you deserve.

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Every day, thousands of MTA buses transport millions of passengers throughout New York City. These massive vehicles share crowded streets with cars, cyclists, and pedestrians—an environment where bus accidents can and do happen. Unfortunately, when they do, the injuries are often catastrophic.

If you’ve been hurt in an MTA bus accident, you have the right to seek compensation for your losses. However, because the Metropolitan Transportation Authority (MTA) and its subsidiaries are government agencies, you must follow special legal procedures—starting with filing a Notice of Claim.

Under New York law, failing to file this notice correctly and on time can prevent you from recovering damages for your medical bills, lost wages, and serious injuries.

At Hill & Moin LLP, our New York City personal injury attorneys have extensive experience handling MTA bus accident cases. We know how to navigate the legal process, identify responsible parties, and file claims properly to protect your legal rights.

Call (212) 668-6000 today for a free consultation with a trusted New York personal injury attorney if you’ve been injured in a bus crash involving the MTA or another city agency.

Understanding MTA Bus Accidents in New York City

The Metropolitan Transportation Authority (MTA) oversees several municipal agencies, including the New York City Transit Authority (NYCTA) and MTA Bus Company. These agencies operate thousands of buses across all five boroughs.

While bus travel is generally safe, MTA bus accidents can result in severe injuries or even wrongful death. Common causes include:

• Negligent bus drivers (speeding, distracted driving, or fatigue)
• Poor vehicle maintenance or mechanical failures
• Traffic law violations and unsafe driving by other vehicles
• Inadequate training of bus operators

• Defective traffic controls or poorly maintained roads

When a bus accident occurs, injured passengers, pedestrians, cyclists, or drivers have a right to pursue a personal injury claim—but because the MTA is a government entity, they must first file a Notice of Claim.

What Is a Notice of Claim?

A Notice of Claim is a legal document required under New York law when seeking damages from a government agency such as the MTA, NYC Transit Authority, or Port Authority.

The notice formally informs the city agency that you intend to file a personal injury lawsuit or wrongful death claim. It allows the government to investigate and possibly settle your case before litigation begins.

This step is mandatory under New York General Municipal Law § 50-e—and missing the deadline can result in your claim being dismissed.

The 90-Day Deadline to File a Notice of Claim

One of the most critical aspects of the claim process is timing.

New York law requires injured parties to file their Notice of Claim within 90 days of the date the accident occurred.

Failing to meet this deadline can forfeit your right to compensation for your injuries, even if the bus driver or MTA was clearly at fault.

The clock starts ticking the moment the bus accident happens, which means you should contact an experienced attorney as soon as possible to ensure all paperwork is properly filed and served.

What Your Notice of Claim Must Include

To be valid, a Notice of Claim must include specific information as outlined under New York law:

1. Your name and address (and your attorney’s contact information if applicable)
2. The name of the correct government agency (e.g., New York City Transit Authority or MTA Bus Company)
3. The date, time, and location where the bus accident occurred
4. A description of how the accident occurred, including the actions of the bus operator or other drivers

5. Details of your injuries and medical expenses

6. A statement of damages—including lost wages, property damage, and ongoing medical treatment

Filing errors—such as naming the wrong municipal entity or failing to include required details—can lead to claim rejection. That’s why it’s essential to work with an experienced attorney who understands how to properly serve government entities.

How to File a Notice of Claim Against a City Agency

When filing against a city agency such as the MTA, New York City Transit Authority, or Port Authority, the notice must be served using one of the following methods:

• Personal delivery to the agency’s office
• Registered or certified mail

• Electronic filing, if permitted

Proof of proper service is crucial. You’ll need documentation showing that the notice was sent and received by the correct government agency within the 90-day period.

For claims involving other municipal agencies, such as the New York City Comptroller’s Office or New York City Housing Authority, separate rules may apply. Each government entity has its own requirements, so double-checking with your attorney is essential.

What Happens After Filing a Notice of Claim

Once your Notice of Claim is received, the agency has the right to conduct a 50-h hearing—essentially, an interview where their attorneys can ask questions about your accident, injuries, and medical treatment.

This hearing is similar to a deposition and may be recorded. Your personal injury attorney will prepare you for this process and attend with you to protect your rights.

After the hearing, you may:

• Negotiate a settlement directly with the agency’s legal team, or
• Proceed with a personal injury lawsuit if no fair resolution is offered

You generally have one year and 90 days from the date of the bus accident to file your lawsuit in court, following the initial 90-day Notice of Claim period.

Who Can File a Notice of Claim?

A Notice of Claim can be filed by anyone who sustained injury, property damage, or loss due to a bus crash involving:

• MTA buses or NYC Transit Authority vehicles

• Bus drivers operating within the scope of employment
• City employees or government entities responsible for public transportation

If the victim died as a result of the crash, a family member or estate representative may file a wrongful death claim on their behalf.

Common Injuries in MTA Bus Accidents

Because of their size and lack of seatbelts for passengers, bus accidents often cause multiple injuries—especially when negligent drivers or unsafe road conditions are involved. Common injuries include:

• Spinal cord injuries

• Traumatic brain injuries

• Broken bones and fractures
• Internal injuries

• Severe lacerations and bruising
• Wrongful death damages for fatal accidents

Victims frequently face enormous medical bills, long-term rehabilitation, and emotional trauma. Filing a Notice of Claim promptly helps ensure you can recover compensation for these losses.

Determining Liability in MTA Bus Accident Cases

In bus accident cases, identifying all potentially responsible parties is key. Liability may rest with:

• The bus driver, for negligence or traffic violations
• The MTA Bus Company or NYC Transit Authority, for inadequate training or poor vehicle maintenance

• Private bus companies or charter services, when commercial vehicles are involved
• Government agencies responsible for traffic controls or road maintenance
• Other drivers whose reckless actions contributed to the crash

Because multiple parties can share liability, each may require a separate claim. An experienced attorney will ensure that all tort claims are filed against the appropriate entities.

How an Attorney Can Help With Your Notice of Claim

Filing a Notice of Claim against a city agency is a time-sensitive and technical process. Even minor mistakes—such as sending the notice to the wrong agency or missing the 90-day deadline—can void your claim.

An experienced attorney can:

• Identify the correct government entity or municipal agency

• Draft and file the Notice of Claim using registered or certified mail or personal delivery
• Gather witness statements, police reports, and medical records

• Represent you during the 50-h hearing

• File a personal injury lawsuit if the agency refuses a fair settlement

At Hill & Moin LLP, we’ve successfully represented injured persons in complex bus accident cases across New York City. Our bus accident attorneys work on a contingency fee basis, meaning you pay no legal fees unless we win your case.

Compensation Available for MTA Bus Accident Victims

Victims of MTA bus accidents may be entitled to compensation for:

• Medical expenses and ongoing care
• Lost income and reduced earning capacity
• Pain and suffering

• Property damage

• Rehabilitation costs

• Wrongful death damages (for fatal cases)

While New York’s traffic laws hold drivers and government agencies accountable for passenger safety, victims must act quickly to preserve their rights.

Steps to Take Immediately After an MTA Bus Accident

If you’ve been involved in an MTA accident, follow these steps:

1. Seek medical attention immediately, even for minor injuries.
2. Report the accident to police and obtain a police report.
3. Document the accident scene—take photos, collect bus numbers, and note witness statements.
4. Save medical records and receipts for all treatment.
5. Contact an attorney to start the Notice of Claim process as soon as possible.

Acting promptly ensures your claim is filed within the strict deadlines required by New York law.

Contact Hill & Moin LLP for Help With MTA Bus Accident Claims

If you were injured in an MTA bus accident, you deserve justice—and time is not on your side. The Notice of Claim process under New York law is complex, but our team can guide you every step of the way.

At Hill & Moin LLP, we’ve helped countless New Yorkers hold government agencies accountable for negligent drivers, poor maintenance, and other preventable causes of bus crashes.

Call (212) 668-6000 today or fill out our online form for a free consultation.
Let our attorneys handle the legal details while you focus on recovery. With Hill & Moin on your side, you’ll have lawyers in the family fighting for your future.

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It was a typical day in Brooklyn when life suddenly took a painful turn. While stopped at a red light, a local resident was rear-ended by another vehicle. The impact, though unexpected, had lasting effects. Not long after the crash, he began to experience persistent back and neck pain — the kind that interferes with daily routines, sleep, and peace of mind.

Realizing he needed guidance and support, the Brooklyn resident turned to the trusted team at Hill & Moin, LLP. With a reputation for standing by accident victims, Hill & Moin took immediate action. More than just handling the legal side, they made sure to explain everything in a way that was easy to understand — no confusing legal jargon, just clear communication and genuine care. Their approachable and professional manner helped ease the stress of an already difficult time.

Thanks to their dedication and experience, Hill & Moin secured a swift settlement for their client, allowing him to focus on what mattered most: healing and moving forward. With the case resolved, the Brooklyn resident can now look ahead with greater stability and confidence. For him, Hill & Moin, LLP wasn’t just a law firm — they were a crucial part of his recovery.

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Hill & Moin LLP is proud to serve New York City with trusted, proactive personal injury legal support focused on your future and recovery. If you’ve been injured in a crash involving a commercial fleet vehicle, you already know how quickly the aftermath can become overwhelming. In a city as busy as ours, where delivery trucks, rideshare cars, and buses crowd the streets, determining who is responsible for your injuries isn’t always straightforward.

At Hill & Moin LLP, we believe that every client deserves clarity, protection, and a powerful legal team dedicated to securing justice. Your case. Your future. Our priority.

Why Fleet Crashes Are Different from Other Car Accidents

Unlike standard car collisions, crashes with commercial fleets often involve multiple parties and layers of responsibility. A delivery van in Midtown, a sanitation truck in Brooklyn, or a rideshare car in Queens may all be operated under strict schedules and company guidelines.

Common causes include:

• Driver fatigue from long shifts.
• Poorly maintained vehicles.
• Inadequate driver training.
• Pressure from employers to meet deadlines.
• Distracted driving, especially in high-traffic zones.

For victims, this means one simple accident can turn into a complicated legal battle involving a driver, a corporation, and an insurance carrier with powerful defense teams.

Who May Be Liable in a Fleet Accident?

One of the biggest challenges after a fleet crash in New York City is identifying all responsible parties. Liability may fall on:

• The Driver: Negligent or reckless driving.
• The Employer: Companies are often liable for employees’ actions under “respondeat superior.”
• Fleet Management Companies: Third-party maintenance or logistics companies.
• Manufacturers: Defective brakes, tires, or equipment may shift liability.
• Municipal Entities: If a city-owned fleet vehicle is involved, strict filing deadlines apply.

At Hill & Moin, we investigate every angle to ensure no responsible party escapes accountability.

Proving Fault in a NYC Fleet Crash

Successfully building a case requires extensive evidence — far beyond a police report. Our attorneys work with investigators and experts to secure:

• Black Box Data: Many trucks and rideshare fleets record speed, braking, and GPS data.
• Maintenance Logs: Records showing neglected inspections or repairs.
• Driver Records: Hours-of-service logs, training records, prior violations.
• Surveillance Footage: NYC traffic cameras, building security systems, and dashcams.
• Accident Reconstruction Experts: Specialists who recreate crash dynamics to prove negligence.

These elements can mean the difference between an insurance denial and a fair settlement.

Local Context: Where Fleet Accidents Happen Most in NYC

Commercial fleet crashes often occur in NYC’s busiest corridors:

• Midtown Manhattan: Delivery trucks and rideshares congesting 8th Avenue and 34th Street.
• Brooklyn & Queens: Tractor-trailers on the BQE and Long Island Expressway.
• The Bronx: Commercial vans and buses near Yankee Stadium and Fordham Road.
• Staten Island: Heavy truck traffic on the Staten Island Expressway.

If your accident occurred in these areas, your case may involve multiple borough courts such as Bronx Supreme Court or Brooklyn Civil Court.

Steps to Take After a Fleet Crash

If you’re injured in a heavy traffic crash involving a commercial vehicle:

1. Seek Medical Care Immediately — Even minor injuries can worsen over time.
2. Document Everything — Photos, witness statements, and accident details.
3. Report the Crash — File a police report and request a copy.
4. Do Not Sign Insurance Forms Without Counsel — Fleet insurers move quickly to minimize payouts.
5. Contact an Experienced Attorney — Hill & Moin LLP can step in immediately to protect your rights.

CTA: Speak with a trusted New York injury attorney at Hill & Moin LLP — your future deserves protection.

How Hill & Moin LLP Builds Strong Fleet Crash Cases

Our team has decades of experience representing New Yorkers injured by commercial fleets. We bring together:

• Aggressive Investigation: Uncover hidden evidence from fleet operators and insurers.
• Expert Witnesses: Use accident reconstruction, vocational experts, and medical professionals.
• Litigation Strength: Prepare every case as if it will go to trial.
• Compassionate Guidance: We know injuries affect not just your health but your livelihood and family.

We’ve stood up to corporate defense teams before — and we’re ready to do it again for you.

Potential Compensation After a Fleet Accident

If you were injured in a NYC fleet crash, compensation may include:

• Medical expenses (hospital bills, rehabilitation, ongoing care).
• Lost income and reduced earning capacity.
• Pain and suffering from physical and emotional trauma.
• Wrongful death damages for families who have lost a loved one.

Hill & Moin LLP fights to ensure victims receive the full value of their claims.

Key Takeaways

• Commercial fleet crashes in NYC are more complex than standard car accidents.
• Liability may involve multiple parties, including drivers, employers, and manufacturers.
• Strong evidence like black box data and maintenance records is essential to proving fault.
• Victims deserve representation that is proactive, aggressive, and compassionate.
• Hill & Moin LLP prioritizes your case, your future, and your recovery.

Call to Action

When your health, livelihood, or family’s future is on the line, every decision matters. Call Hill & Moin LLP in New York today to schedule your confidential, no-obligation consultation. Speak with a trusted attorney who will stand by your side, protect your rights, and fight for the compensation you deserve.

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Electric scooters (e-scooters) have become a popular and convenient way to navigate New York City streets. They’re eco-friendly, inexpensive, and easy to park. But with their rise in popularity, accidents involving electric scooters have surged—leading to serious injuries for both e-scooter riders and pedestrians.

Because New York law treats e-scooters differently from motor vehicles, determining liability and securing compensation after a crash can be confusing. Who’s at fault if an e-scooter collides with a pedestrian? Can injured riders recover medical expenses under standard auto insurance policies or personal injury protection (PIP)? What about crashes involving e-bikes or mechanical failures?

At Hill & Moin LLP, our New York City personal injury attorneys have helped countless injured riders and pedestrians understand their legal rights after e-scooter accidents. We know how quickly an enjoyable ride can turn into a life-altering event—and we’re here to help.

Call (212) 668-6000 today for a free consultation if you’ve been injured in an e-scooter crash anywhere in NYC.

The Growing Popularity—and Risks—of E-Scooters in New York City

Since New York City officially legalized electric scooters and e-bikes in 2020, riders have embraced them as a fast alternative to public transit. You’ll see them zipping through bike lanes in Manhattan, Brooklyn, and Queens, or available for rent through programs like Citi Bike or Lime.

But as e-scooter users have multiplied, so have collisions. The NYC Department of Transportation reported hundreds of accidents involving electric scooters in the past year alone, many resulting in serious injury or death.

Common contributing factors include:

• Riders traveling faster than posted speed limits

• Scooters operating on sidewalks, violating NYC traffic laws

• Distracted or negligent drivers of motor vehicles failing to share the road
• Uneven pavement or poor infrastructure
• Mechanical failures such as faulty brakes or defective batteries
• Lack of protective gear, particularly helmets

While e-scooters are legal in New York, many local regulations govern where and how they may operate. Violating these rules can affect fault and eligibility for compensation after a scooter accident.

NYC Laws on Riding E-Scooters and Sidewalk Restrictions

Under New York law, e-scooters are defined as devices with an electric motor and human power capability, with a maximum speed of 20 mph. You do not need a driver’s license to ride one, but there are strict traffic regulations riders must follow.

Where You Can Legally Ride

E-scooters may be operated:

• In bike lanes or on vehicle lanes with speed limits under 30 mph
• On New York City streets where motor vehicles travel
• In designated shared mobility zones

Where You Cannot Ride

Riding on sidewalks is illegal. According to NYC traffic laws, e-scooters are considered vehicles, and sidewalks are reserved for pedestrians. Violators may face fines or penalties for a first or repeat offense, especially if a crash occurs.

If a rider injures a pedestrian while unlawfully using a scooter on a sidewalk, the rider can be held liable for the pedestrian’s injuries and medical bills.

Required Safety Equipment

Riders must use headlights and taillights at night and are strongly encouraged to wear helmets. Riders under 18 are required by law to wear one.

Common E-Scooter Accidents and Injuries in NYC

Whether caused by negligent drivers, road defects, or reckless scooter operation, e-scooter incidents can lead to devastating injuries. Common scenarios include:

• Collisions between e-scooters and cars making turns or lane changes
• E-bike crashes or e-scooter accidents in bike lanes with faster traffic
• Pedestrians struck on sidewalks by scooter riders

• Riders thrown due to uneven pavement or faulty brakes

Typical Injuries After E-Scooter Accidents

Because riders have minimal protection, even a minor scooter crash can result in:

• Broken bones and fractures
• Head injuries and traumatic brain injuries

• Severe injuries such as internal bleeding or spinal cord trauma

• Road rash and abrasions requiring skin grafts
• Emotional distress or post-traumatic stress

If you’re injured, it’s essential to seek immediate medical attention and document all medical bills, lost wages, and treatment details. These records are critical when filing a personal injury claim or negotiating with insurance companies.

Who Can Be Held Liable After an E-Scooter Accident?

Determining liability after an e-scooter accident in New York City depends on the specific circumstances. Several parties may share responsibility, including:

1. The E-Scooter Rider

If a rider fails to follow traffic signals, exceeds speed limits, or rides on sidewalks, they may be found negligent. When an injured pedestrian files a personal injury lawsuit, the rider’s insurance coverage—if any—may be examined.

However, most standard auto insurance policies do not cover e-scooter accidents, leaving many riders personally liable for damages.

2. A Negligent Driver

Many e-scooter accidents involve collisions with motor vehicles. If a car driver causes a crash by texting, turning without signaling, or speeding, that driver may be responsible for the rider’s injuries. Victims can seek compensation through the driver’s liability insurance.

3. The Scooter Rental Company

When defective equipment—such as faulty brakes or a dead battery—contributes to an accident, the rental company or manufacturer may be liable under product liability laws. Rental companies must properly maintain and inspect scooters before they’re deployed.

4. The City or Property Owner

If the crash occurred due to a hazardous sidewalk or uneven pavement, a government agency or property owner responsible for maintenance may bear partial fault.

Insurance Coverage and Compensation Challenges

One of the most confusing aspects of e-scooter accidents in New York is how insurance coverage works.

E-Scooter Riders Are Often Uninsured

Unlike cars, scooters are not required to carry liability insurance. Riders injured in a collision may not have access to personal injury protection (PIP) under the no-fault system, since scooters are not classified as motor vehicles.

Injured Riders May Still Recover Compensation

Despite this, injured riders may still recover compensation by:

• Filing a personal injury lawsuit against a negligent driver

• Proving that a mechanical failure or defective product caused the crash
• Demonstrating else’s negligence, such as unsafe road conditions or failure to maintain infrastructure

An experienced NYC personal injury attorney can evaluate your options and identify every potentially liable party.

Pedestrian Rights After an E-Scooter Accident

If you were walking and hit by an e-scooter, you have rights under New York law. Pedestrians injured by e-scooter riders can file claims for:

• Medical expenses

• Lost wages

• Pain and suffering

• Property damage (such as broken phones or glasses)

Because e-scooter riders rarely have insurance, pedestrians often rely on their own health insurance or may pursue compensation through the scooter company or other negligent parties.

If your injuries meet the serious injury threshold, you may be eligible to file a personal injury lawsuit in civil court.

Comparative Fault in New York

New York follows a comparative fault rule, which means multiple parties can share responsibility for an accident. Even if you were partially at fault—such as crossing outside a crosswalk or riding slightly above posted speed limits—you can still recover damages, reduced by your percentage of fault.

For example, if you’re awarded $100,000 in damages but found 20 % at fault, you’d still receive $80,000. An experienced lawyer can help minimize your share of liability and maximize your recovery.

Steps to Take After an E-Scooter Crash in NYC

If you’re involved in an e-scooter crash—whether as a rider or pedestrian—take these steps to protect your rights:

1. Call 911 and request emergency assistance.
2. Exchange information with all parties involved, including the scooter’s license plate or ID number.
3. Take photos of the scene, traffic signals, and any visible injuries.
4. Collect witness statements if anyone saw the crash.
5. Seek medical treatment immediately to document your condition.
6. Contact an attorney before speaking with insurance adjusters or company representatives.

At Hill & Moin LLP, our team will handle every detail of your case, from obtaining police reports and maintenance records to proving negligence.

How Hill & Moin LLP Can Help After an E-Scooter Accident

E-scooter crashes often involve multiple defendants, limited insurance coverage, and complex questions of liability. Our attorneys bring the experience and tenacity needed to secure maximum compensation for injured riders and pedestrians.

When you work with Hill & Moin, you receive:

• A proven track record of successful personal injury claims in New York City

• Detailed investigation of traffic laws and accident causes
• Access to medical professionals and experts who can testify about your injuries
• Skilled negotiation with insurance companies for fair settlements
• Representation on a contingency fee basis—you pay no attorney fees unless we win

Whether your case involves e-scooters, e-bikes, or motor vehicles, we’ll help you pursue compensation for every loss you’ve suffered.

Preventing E-Scooter Accidents: Safety Tips for NYC Riders

While the law offers protection, prevention is always best. Follow these tips to stay safe:

• Wear helmets and appropriate protective gear.
• Ride only in designated bike lanes.
• Observe all traffic signals and posted speed limits.
• Never operate a scooter under the influence of alcohol or drugs.
• Avoid sidewalks—stick to New York City streets where scooters are permitted.
• Check for mechanical failures before each ride.

By understanding NYC traffic laws and practicing safe riding habits, you can help reduce accidents and keep everyone on the road safer.

Contact Hill & Moin LLP for a Free Consultation

If you’ve been injured in an electric scooter accident in New York City, you don’t have to face the aftermath alone. Whether you were a rider, pedestrian, or another road user, our team can help you navigate the legal process, hold negligent parties accountable, and secure the compensation you deserve.

Call (212) 668-6000 today or contact us online for a free consultation.
At Hill & Moin LLP, we treat our clients like family—and we’ll fight for your rights every step of the way.

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Every day, thousands of taxis transport passengers across New York City, offering convenience and accessibility to millions. However, with heavy traffic and long working hours, NYC taxi accidents are unfortunately common. When these crashes occur, taxi passengers, other drivers, or pedestrians may suffer serious injuries and face expensive medical bills and lost wages.

In these situations, one major question arises: Who’s responsible for the damages, the taxi driver, the taxi company, or the medallion owner?

Under New York law, determining liability in taxi accident claims is complex. Because many NYC taxis operate under a medallion system—where the vehicle owner and driver are often separate entities—understanding who can be held accountable requires careful legal analysis.

At Hill & Moin LLP, our NYC taxi accident lawyers have decades of experience representing clients injured in taxi crashes. We help victims understand their rights, pursue fair settlements, and, when necessary, take powerful taxi companies and insurance carriers to court.

Call (212) 668-6000 for a free consultation with a New York City taxi accident lawyer today. We’ll review your case and explain your best legal options.

Understanding New York City’s Taxi Medallion System

The taxi medallion system regulates who can legally operate a yellow cab in New York City. A medallion is essentially a license issued by the Taxi & Limousine Commission (TLC) that allows the owner to operate a taxi cab for profit.

However, the medallion owner isn’t always the same person as the taxi driver. In fact, many taxi drivers lease cabs from medallion owners. This setup complicates liability when an accident happens because both the driver and the owner might be partially responsible.

Under New York law, if a taxi driver causes a crash through negligent driving, the medallion owner may share legal responsibility under a doctrine known as vicarious liability—which holds vehicle owners responsible for the actions of individuals driving their vehicles with permission.

Common Causes of NYC Taxi Accidents

NYC taxi accidents can occur for many reasons, often involving some form of negligence. The most common causes include:

1. Distracted driving – Taxi drivers frequently use navigation apps or take calls while driving.
2. Speeding – Drivers racing to pick up passengers or meet quotas may exceed speed limits.
3. Fatigue – Long shifts cause exhaustion, which leads to poor reaction times.
4. Poor vehicle maintenance – Some taxi companies fail to maintain brakes, tires, or steering systems.
5. Traffic violations – Running red lights, unsafe lane changes, and tailgating are common causes of NYC taxi crashes.
6. Weather and road hazards – Wet or icy conditions often lead to taxi accidents in busy intersections.

Regardless of the cause, injured victims have a right to file taxi accident claims and seek compensation for their losses.

Who Can Be Held Liable in a Taxi Accident?

After a taxi crash, there are often multiple responsible parties. The following entities may be potentially liable for your injuries and damages.

1. The Taxi Driver

If the taxi driver was negligent—for example, by texting while driving or failing to yield—they can be directly liable. However, most individual drivers do not have sufficient personal assets to cover serious injuries or medical expenses, which is why their insurance coverage or employer’s coverage is typically pursued.

2. The Medallion Owner

The vehicle owner (or medallion owner) may also be responsible for the driver’s negligence. Under New York’s vicarious liability law, vehicle owners can be held liable when someone driving their vehicle causes a taxi accident while acting with the owner’s permission.

This law ensures that victims can seek compensation from a financially capable party, such as a medallion holder, rather than just the individual driver.

3. The Taxi Company

In some cases, the taxi company that leased the cab or employed the driver may share liability. This is particularly true if the company engaged in poor vehicle maintenance, ignored safety regulations, or failed to properly train or supervise its drivers.

4. Other Drivers

If another motorist caused the taxi accident, their insurance company could be responsible for paying damages. Accidents involving multiple vehicles can become complicated, requiring careful investigation by an experienced NYC taxi accident lawyer.

What to Do After a Taxi Accident in New York City

The steps you take after a taxi crash can significantly impact your personal injury claim. Here’s what to do:

1. Call 911 and request medical assistance. Ensure that police officers document the accident scene.
2. Exchange information with the taxi driver and any other drivers involved, including their insurance coverage and TLC medallion number.
3. Take photos of the vehicles, traffic signals, and your visible injuries.
4. Get witness statements from passengers or pedestrians if possible.
5. Seek medical treatment immediately—even if you feel fine. Some spinal cord injuries or traumatic brain injuries may not show symptoms right away.
6. Contact an attorney before speaking with any insurance adjusters.

At Hill & Moin, we’ll handle every aspect of your case—from gathering police reports and medical records to negotiating with insurance companies—so you can focus on recovery.

Understanding Insurance Coverage and the No-Fault System

New York operates under a no-fault system, meaning that most accident victims first turn to their own personal injury protection (PIP) insurance for initial medical expenses and lost wages, regardless of fault.

However, taxi passengers are not always covered under the same policy rules as private vehicle occupants. The cab’s insurance carrier is typically responsible for providing no-fault benefits to injured passengers up to the statutory limit.

If your injuries exceed the no-fault benefits, or if you’ve suffered serious injuries (such as fractures, spinal cord injuries, or traumatic brain injuries), you may file a personal injury lawsuit against the at-fault parties, including the medallion owner.

Common Injuries in NYC Taxi Accidents

The force of impact in a taxi crash can cause devastating injuries, even when seat belts are used. Victims often sustain:

• Whiplash and soft tissue injuries
• Head injuries and concussions
• Spinal cord injuries or herniated discs
• Broken bones and fractures
• Traumatic brain injuries

• Internal bleeding and organ damage
• Emotional distress or post-traumatic stress disorder

The cost of medical care, rehabilitation costs, and lost wages can add up quickly. Our NYC taxi accident lawyers help clients pursue maximum compensation for all their physical, emotional, and financial losses.

How Medallion Ownership Affects Liability

To understand when medallion owners may be liable for driver negligence, it’s essential to know how ownership works. A medallion owner is the legal vehicle owner, which means they hold ultimate control over who operates the cab.

If a taxi driver causes a crash while driving a medallion-owned cab with permission, the medallion owner is legally responsible under New York law.

However, there are exceptions. If the driver operated the vehicle without permission, or was engaged in criminal activity at the time, the owner may avoid liability. These nuances make taxi accident cases highly fact-dependent—another reason to work with an experienced NYC taxi accident lawyer.

Building a Strong Taxi Accident Claim

Winning a taxi accident lawsuit requires proving negligence and connecting it to your injuries. Evidence often includes:

• Police reports documenting fault and traffic violations

• Medical records linking the accident to your injuries
• Witness statements confirming events
• Photographs of the accident scene and vehicles
• Taxi maintenance logs showing potential poor vehicle maintenance

• Insurance coverage details of all parties involved

Your legal counsel will also handle communications with insurance adjusters, preventing them from minimizing your claim or pressuring you into an unfair settlement.

Compensation Available in Taxi Accident Cases

Victims of NYC taxi crashes can pursue damages for both economic and non-economic losses, including:

• Medical expenses and rehabilitation costs

• Lost income and reduced earning capacity
• Property damage

• Pain and suffering

• Emotional distress

• Funeral expenses in wrongful death cases

At Hill & Moin LLP, we fight to recover fair compensation for every client we represent. We handle each case on a contingency fee basis, meaning you pay nothing unless we win your case.

Why Choose Hill & Moin LLP

When you’re hurt in a taxi accident, choosing the right law firm makes all the difference. At Hill & Moin, we provide:

• A proven track record of success in complex NYC taxi accident cases

• Personalized attention from an experienced legal team

• Skilled negotiation with insurance companies

• Aggressive courtroom representation when needed
• Compassionate guidance through every step of the legal process

We understand how overwhelming it can feel after a taxi crash—especially when multiple potentially responsible parties are involved. Our attorneys will handle the investigation, paperwork, and legal strategy so you can focus on healing.

Contact Hill & Moin LLP Today

If you or a loved one was injured in a taxi cab accident in New York City, don’t face the insurance system alone. Whether your injuries were caused by a negligent driver, poor vehicle maintenance, or a careless medallion owner, you deserve justice and full financial recovery.

At Hill & Moin LLP, our NYC taxi accident lawyers are ready to help you understand your rights, recover compensation, and hold all at-fault parties accountable.

Call (212) 668-6000 or fill out our online form for a free consultation today.
Let us show you why so many New Yorkers call us their “lawyers in the family.”

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In the summer of 2019, a Brooklyn woman was involved in a serious motor vehicle accident. Her case presented complex legal challenges, particularly around the circumstances of the collision, issues that are often left for a jury to decide at trial. Despite these hurdles, Hill & Moin LLP took swift and strategic action on her behalf.

Through thorough investigation and skilled legal advocacy, Hill & Moin secured a court order establishing the defendant’s liability well before the case ever reached a jury. This rare pre-trial determination of fault, in a case where each party claimed the other ran a red light, gave the plaintiff a significant advantage and eliminated much of the uncertainty that typically accompanies litigation in cases of this nature.

Thanks to the firm’s early success, the case was settled for nearly the full amount of the $1,000,000 policy limit. Hill & Moin’s reputation for tenacity, legal skill, and personalized care—reflected in their numerous five-star client reviews—was once again demonstrated in this result, allowing their client to receive critical compensation without the added burden of a lengthy trial.

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Mr. Howard, a longtime Brooklyn resident, enjoys the simple joys of life—reading his favorite books and spending time crocheting. But one ordinary day took an unexpected turn when, while driving for work, he was struck by another vehicle taking a dangerously wide turn. The crash left him shaken and in need of both medical attention and legal support.

Seeking guidance, Mr. Howard reached out to Hill & Moin, LLP. From the beginning, he felt heard and supported. The team at Hill & Moin ensured he received the necessary medical treatments and met with him regularly to explain the legal process. Their consistent updates and clear communication helped ease the stress of the situation.

“The communication was great and the staff was attentive to my needs,” Mr. Howard shared. With Hill & Moin’s dedication and advocacy, his case ultimately settled for an impressive $1.1 million. Their thorough approach and personal care made a difficult time much more manageable.

Now, with his case behind him, Mr. Howard is looking ahead with optimism. He’s preparing to move to the South, excited to begin a calmer and more peaceful chapter of his life. Reflecting on his experience, he rated Hill & Moin, LLP a perfect 5 out of 5 stars—grateful for the support that helped him move forward.

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Ruth Brown, a dedicated bus driver with a passion for traveling, crocheting, and discovering new foods, never expected her routine day at work to take a life-changing turn. While on the job, Ms. Brown’s bus was struck by another vehicle, leaving her shaken and uncertain about what to do next. Determined to understand her legal options, Ms. Brown reached out to the trusted attorneys at Hill & Moin, LLP.

From the moment she stepped into their office, Ms. Brown felt supported. The attorneys carefully walked her through a clear and compassionate game plan for her personal injury case. Ms. Brown appreciated how informative the team was, especially their commitment to keeping her in the loop every step of the way.

Thanks to the dedication and hard work of Hill & Moin, Ms. Brown’s case was successfully settled for $850,000. With her settlement in hand, Ms. Brown is now excitedly considering a new car and embracing the future with confidence. She describes the team at Hill & Moin as feeling “like family” and didn’t hesitate to leave a glowing 5-star review. “I’d recommend Hill & Moin to everyone—I wouldn’t even think twice,” Ms. Brown says.

Her story is a testament to what’s possible when compassionate legal care meets determined advocacy.

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If you’ve ever been in a car accident in New York, you probably remember the chaos: the screech of brakes, the sudden jolt, and the scramble to figure out what happens next. In those confusing moments, a term you may hear tossed around—perhaps for the first time—is no-fault insurance. It sounds reassuring. But what does it actually mean? And more importantly, how does it affect you?

At Hill & Moin LLP, we’ve spent decades helping accident victims navigate the maze of insurance claims and personal injury law in New York. No-fault insurance is one of those topics that comes up often—and understandably so. It’s a unique system, and like many things in the legal world, it has its nuances.

Let’s walk through what no-fault insurance really is, how it works in New York, and what you need to watch out for if you’ve been injured in a car accident.

What is No-Fault Insurance?

New York is one of just a handful of states that follows a no-fault insurance system. Essentially, it means that after a car accident, your own insurance company pays for your basic medical expenses, lost wages, and other reasonable costs—regardless of who caused the crash.

Yes, you read that right. Even if the other driver ran a red light, your insurance provider steps in to cover certain expenses. The system is designed to speed up the compensation process and reduce the number of lawsuits clogging up the courts.

But here’s the catch: no-fault doesn’t cover everything, and it doesn’t mean you can’t sue. We’ll get to that in a bit.

What Does No-Fault Insurance Cover?

Under New York’s no-fault law, your insurance company (not the other driver’s) must pay for certain “basic economic losses.” This includes:

• Medical bills: doctor visits, hospital stays, surgery, medication, rehabilitation, and more.
• Lost wages: up to 80% of your lost earnings, capped at $2,000 per month for up to three years.
• Out-of-pocket expenses: transportation to medical appointments, household help, and other reasonable costs related to your injury.
• A $2,000 death benefit: in tragic cases where someone dies as a result of the accident.

All of this is subject to a $50,000 limit per person, unless you’ve purchased additional coverage. These benefits are often referred to as Personal Injury Protection (PIP) coverage.

Importantly, no-fault insurance does not cover damage to your vehicle, pain and suffering, or expenses above the policy limit. Those are addressed separately, often through lawsuits or other insurance claims.

Who is Covered Under No-Fault?

New York’s no-fault law applies to:

• Drivers and passengers of insured vehicles
• Pedestrians struck by a car
• Cyclists, in some cases

It doesn’t apply to:

• Motorcyclists (a key exception)
• People injured while committing a felony or fleeing police
• Accidents outside of New York (with some exceptions)

If you’re unsure whether you’re covered, it’s best to speak with a knowledgeable personal injury attorney—like someone from our team at Hill & Moin—who can review your case and offer clear guidance.

What Happens After an Accident?

After an accident, time is of the essence. New York’s no-fault system has strict deadlines:

• You must file a no-fault application within 30 days of the accident. Miss this window, and you could lose your right to benefits.
• Medical providers must submit bills within 45 days of treatment.
• Lost wage claims must be submitted every 30 days with proof of disability.

These rules can feel overwhelming when you’re already dealing with pain, confusion, and disruption to your daily life. But missing a deadline can jeopardize your claim—and that’s where we often step in to help.

We recommend reviewing our What Makes a Good Case? guide to get a sense of how to preserve your rights early in the process.

Can You Still Sue the At-Fault Driver?

Here’s where things get interesting. While no-fault insurance covers basic economic losses, it doesn’t compensate you for pain and suffering or serious, long-term injuries. For that, you may need to file a personal injury lawsuit against the at-fault driver.

But under New York law, you can only sue if your injuries meet the “serious injury threshold”. What does that mean?

The law defines a serious injury as:

• A fracture
• Significant disfigurement
• Permanent limitation of a body organ or member
• Significant limitation of use of a body function or system
• Full disability for at least 90 of the 180 days following the accident

It’s not always clear whether an injury qualifies. For example, a herniated disc may not sound serious at first, but it can lead to chronic pain and missed work. In cases like these, our team carefully examines the medical evidence to determine whether your injury meets the legal criteria.

Common Pitfalls to Avoid

We’ve seen countless cases where well-meaning people unintentionally hurt their own claims. Some common mistakes include:

• Waiting too long to see a doctor
• Failing to file the no-fault application in time
• Downplaying injuries to insurers
• Posting about the accident on social media

Insurance companies—yes, even your own—may look for ways to deny or minimize your claim. That’s why it’s so important to document everything, follow medical advice, and speak to an attorney as soon as possible.

A Real-Life Story: Maria’s Case

Maria was a home health aide driving to a client’s apartment in Queens when another car rear-ended her at a stoplight. At first, she felt fine—just a little shaken. She didn’t go to the hospital. But over the next few days, her neck stiffened and the headaches started.

She finally saw a doctor and learned she had a cervical disc injury. By the time she filed her no-fault application, the 30-day deadline had passed. Her lost wages weren’t covered. Worse, her injury worsened, requiring physical therapy and injections.

When Maria came to Hill & Moin, we helped her gather the medical records and documentation needed to pursue a claim against the at-fault driver. Ultimately, she received a settlement that covered her pain and suffering and gave her a financial cushion while she healed.

When to Call an Attorney

If you’ve been in a car accident in New York, don’t try to figure this out alone. Between the tight deadlines, complex definitions, and insurance red tape, it’s easy to feel lost. That’s where we come in.

At Hill & Moin LLP, we take pride in helping real people—like Maria—get the care and compensation they deserve. We treat every case with compassion and tenacity, because we know how much is at stake.

Your story matters. Let us help you tell it—and fight for the outcome you need.

Call us today at (212) 668-6000 or schedule a free consultation.

External Sources Used:

• NY Dept. of Financial Services – PIP Basics
• NY Senate Law – Serious Injury Threshold
  

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