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In 2022, an estimated 10.8 percent of New York drivers were uninsured. This staggering fact supports the need for uninsured motorist coverage for the average New York driver. When it comes to car insurance, many drivers focus on basic coverage requirements and overlook the value of additional protections, such as uninsured motorist coverage.

In New York, where motor vehicle accidents are unfortunately common, having this coverage is essential for protecting yourself and your family. Whether you’re involved in an auto accident with an uninsured or underinsured driver, this coverage can ensure that you don’t have to bear the financial burden of medical costs, lost wages, and other expenses that arise from such incidents.

If you’ve been involved in a car accident, don’t hesitate to get help. Contact a New York car accident lawyer at Hill & Moin for a free consultation. Our experienced personal injury attorneys can evaluate your unique case for free and explain how we can assist you. 

Underinsured Motorist Coverage vs. Uninsured Motorist Coverage

Uninsured and underinsured motorist coverage helps to cover expenses such as medical costs, lost wages, and property damage when the at-fault driver doesn’t have adequate insurance to cover your losses. While both uninsured and underinsured motorist coverage protects you in the event of an accident, they differ in how they handle the situation.

Uninsured driver coverage applies when the at-fault driver doesn’t have any auto insurance at all. On the other hand, underinsured driver coverage comes into play when the at-fault driver has insurance, but their coverage limits are insufficient to cover your expenses fully. Which type of coverage may come into play depends on the circumstances surrounding your accident.

For example, if you are in a car accident with an underinsured driver who only has the minimum coverage required by New York law, but your medical bills far exceed their coverage limits, underinsured driver coverage can help you recover the remaining costs.

These are both important aspects of your auto insurance policy to ensure you have sufficient protection in the event of an accident involving an uninsured or underinsured motorist.

The Role of Liability Insurance and Bodily Injury Liability Coverage

When it comes to car insurance, liability insurance coverage is a fundamental requirement. In New York, drivers are required to carry liability coverage, which helps cover the costs associated with damage or injuries you cause to others in an accident. Basic liability insurance has its limitations, and you should understand where your coverage ends.

Bodily injury liability coverage, a part of liability insurance, helps cover medical expenses, pain and suffering, and lost wages for the other driver if you’re at fault in a car accident. This part of liability insurance may even cover the other driver’s legal fees if you are considered to be at fault for the accident.

However, liability only covers the costs associated with the other party’s injuries or damages. It doesn’t help with your own medical bills, lost wages, or property damage. That’s where your essential uninsured or underinsured motorist coverage comes in, ensuring that you’re protected if the other driver does not have sufficient insurance coverage.

Why Do You Need Uninsured Motorist Coverage in New York?

In New York, the law mandates that drivers carry a minimum amount of liability car insurance and uninsured motorist coverage. Unfortunately, though, this doesn’t always mean that the at-fault driver will have enough coverage to pay for all the damages resulting from an accident.

Many drivers on the road may have the bare minimum insurance policies, leaving you with a significant financial burden if you’re injured in an accident with an uninsured or underinsured driver.

Without additional uninsured driver coverage, also known as Supplemental Uninsured Motorist or SUM coverage, you may have to rely solely on your own auto insurance company or personal assets to cover your medical expenses and damages.

This can be particularly problematic if you’re involved in a serious accident that results in high medical costs and lost wages. Even worse, if the at-fault driver doesn’t have insurance, you may struggle to recover compensation for your injuries.

Uninsured motorist coverage is also invaluable in the case of a hit-and-run accident. If the at-fault driver flees the scene, leaving you with no way to identify him or his insurance, uninsured driver coverage can step in to cover your medical bills and other expenses.

In New York, hit-and-run accidents can be common, but UM coverage can provide the peace of mind that comes from knowing that you won’t be left without financial protection.

No-Fault Insurance and Personal Injury Protection

New York is a no-fault insurance state, which means that, regardless of who is at fault in an accident, your own insurance company policy will cover your medical expenses and lost wages up to the policy limits. This no-fault insurance coverage is provided through personal injury protection (PIP) coverage, which is mandatory under New York state law.

While no-fault insurance helps cover immediate medical expenses and lost wages, it may not be enough to cover serious injuries or significant property damage fully. This is where uninsured or underinsured motorist or SUM coverage becomes essential.

If you’re injured in an accident with an uninsured or underinsured driver, your own insurance policy can help cover expenses that exceed the no-fault coverage, such as medical costs, pain and suffering, and lost wages beyond what PIP provides.

Compassionate Legal Help From Your “Lawyer in the Family”

Uninsured motorist coverage is an essential part of any comprehensive auto insurance policy in New York. With the high number of uninsured and underinsured drivers on the road, it is critical to ensure you have adequate protection in the event of an auto accident.

This coverage can help you recover compensation for medical expenses, lost wages, and property damage caused by an uninsured or underinsured driver. By adding this coverage to your policy, you can have peace of mind knowing that you are financially protected, regardless of the at-fault driver’s insurance situation.

When facing a personal injury or car accident with a long recovery time – we often wish we had done certain things sooner, and talking about uninsured insurance coverage might be one of them. So take action now!

Get personalized advice and Personal Injury Recovery SolutionsⓇ in a free consultation today – just call Hill & Moin at (212) 668-6000. We have been told by clients that having our team is like having “a lawyer in the family” – because we care about you and your rights.

Don’t wonder about your rights!

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In the spring, while walking in his neighborhood of Great Neck, NY, YZ was struck by a vehicle while proceeding across Middle Neck Road in the crosswalk. The impact caused him to fall to the ground, resulting in injuries to several areas of his body. Concerned for their father’s well-being, YZ’s family reached out to Hill & Moin, LLP to investigate and litigate on his behalf. YZ met with the experienced attorneys at the firm, who worked with him to strategize a plan that would ensure he received the care he needed and the compensation he deserved.

Throughout the entire process, YZ and his family were kept well-informed at every step. YZ was particularly impressed by the kindness and character of the Hill & Moin team, remarking that the experience went as smoothly as possible under the circumstances. The firm’s dedication and support left YZ very satisfied with the outcome of his case.

In the end, YZ was awarded a settlement of $800,000. When asked how he would rate his experience with Hill & Moin, LLP on a scale of 1 to 5, YZ gave them his lucky number—7! With his case behind him and the financial relief secured, YZ is now looking forward to the future with hope, knowing that he can finally move on from this traumatic chapter of his life. He remains grateful to Hill & Moin for the care and dedication they provided throughout his case and the spectacular result.

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New York City is home to one of the most extensive public transportation networks in the world. According to one report, 56 percent of New Yorkers travel on public transportation, using it 3.8 billion times each year. With so many commuters on the go each day, accidents are bound to happen.

When you’re injured on New York’s bustling transit systems, the road to recovery is often filled with confusion and uncertainty. Each mode of transit has its own set of operational practices, regulatory requirements, and – consequently – unique liability issues when accidents occur.

Fortunately, understanding your legal rights can make all the difference. This comprehensive guide will walk you through the unique landscape of New York public transportation, answer popular questions, explain the legal process, and show how Hill & Moin LLP can help you secure the compensation you deserve.

Who Is Liable for New York Public Transportation Accidents?

If you’ve been injured in a bus accident or some other public transportation incident, you probably have many questions. Who is responsible if the driver makes a mistake? What if a transit authority fails to maintain the vehicles? And what happens when several parties are involved? These are common concerns among accident victims, and understanding the answers can help demystify the legal process.

The answer lies in identifying the appropriate transit agency and determining whether such an accident occurred due to driver negligence, inadequate maintenance, or a combination of factors involving multiple entities.

The most common carrier accidents happen due to:

• Driver error: Fatigue and mistakes such as misjudging distances, failing to signal, or ignoring traffic laws can result in collisions
• Distracted driving: Activities like using a mobile phone or interacting with passengers can divert attention from the road
• Inadequate training: Drivers lacking proper training may be ill-equipped to handle challenging driving conditions or emergency situations
• Mechanical failures: Poor vehicle maintenance can lead to brake failures, tire blowouts, or engine malfunctions, increasing the risk of accidents
• Pedestrian actions: Jaywalking or inattentive pedestrians can unexpectedly enter bus lanes, leading to potential collisions
• Erratic driving: Motorists who drive unpredictably, such as sudden lane changes or failure to yield, can create hazardous situations for buses
• Impaired driving: A driver under the influence of alcohol or drugs poses a significant threat to all road users, and the chances of a bus accident happening are high

The Difference Between Public- and Private-Owned Transportation in New York

While private transportation services have their own set of liability rules, public transportation systems are managed by government agencies or large, self-insured entities.

Other differences include:

• Public transportation and transit: Fully or partially owned and operated by government entities. These include quasi-public systems like Amtrak and the MTA. Most public entities have short deadlines for filing claims. When a bus accident occurs, knowing which governmental entities control the vehicles involved is key to protecting your legal rights and obtaining fair compensation.
• Private transportation: Fully owned and operated by private companies without direct government funding or strict regulation, such as private shuttles, Uber, Lyft, and other rideshares.
• Privately-owned public transportation: Privately owned by companies or individuals but serves the public under strict government regulation. This includes Medallion Yellow cabs and other For-Hire Vehicles (FHVs) that operate with city-issued licenses or medallions.

MTA public transportation accident

The Metropolitan Transportation Authority (MTA Network) is the largest operator of subways and buses in the USA, handling over 2.6 billion rides annually. Any negligence – whether through driver error or poor maintenance – can have serious consequences for many people.

The MTA is governed by the New York City Transit Authority (NYCTA), which covers up to a predetermined amount in no-fault benefits for reasonable economic damages. If you were a pedestrian injured on an MTA bus or subway, you must first file a claim through your own no-fault insurance coverage.

If you do not have coverage, you can submit a notice of claim to the agency’s No-Fault Claims Department soon after the accident occurs. The time limit to file a claim with the transit agency is different from the statute of limitations for pursuing a personal injury lawsuit.

In the notice of complaint form, you must include the time, date, and location of the event. You should also write a thorough description of what happened. Evidence in support of your claim will also help.

Additionally, a 50-H hearing, also known as a “statutory hearing,” is typically required before you can start a lawsuit against the MTA. Do not delay seeking the help of a lawyer who can help you properly prepare and submit your claim. If the MTA does not respond or pay within a reasonable timeframe, you can pursue legal action in court or file a complaint with the state.

Filing a notice of claim is among the first steps to seeking compensation with not only the MTA but also most government-owned public transportation and other agencies, including the following.

The Port Authority PABT and PATH systems

Located in Manhattan, the Port Authority Bus Terminal (PABT) is the busiest bus terminal in the world by volume, serving about 225,000 people on an average weekday and more than 65 million annually.

The Port Authority Trans-Hudson (PATH) system spans approximately 13.8 miles, connecting Manhattan with New Jersey’s urban communities. Since PABT bus operators and PATH cross state lines, when a train or bus accident occurs, the process of submitting a notice, filing a complaint, and pursuing a lawsuit may differ for your claim.

Additionally, the filing deadline is shorter than for personal injury cases or claims against the government. An experienced personal injury attorney can provide personalized legal guidance that enables you to make an informed decision.

Taxi and for-hire vehicles

Outside of NYC, taxicabs aren’t typically considered public transportation, but New York law considers them a “vital and integral part of the transportation system.” Taxis and for-hire vehicles (FHVs), such as the iconic Yellow Cab, are thus considered to be privately owned public transportation governed by the New York Taxi and Limousine Commission (TLC).

When an accident involving a taxi occurs, determining who is responsible and seeking compensation can be complex. There are differences in insurance requirements between various types of taxicabs.

All licensed taxi drivers, including individuals, must carry:

• No-fault insurance
• Third-party liability coverage on personal vehicles
• Liability coverage
• At least the minimum for injury or property damage
• No less than the maximum for bodily injury or death

Public taxi companies, also known as for-hire vehicle fleets, must possess the following coverage:

• The minimum liability per person per vehicle
• The minimum CSL per occurrence
• The minimum PIP (Personal Injury Protection)
• Personal injury insurance coverage for each vehicle
• The minimum coverage per occurrence for larger vehicles

E-Hail yellow and green taxicab providers must carry for each accident:

• Commercial General Liability Insurance
• Business Automobile Liability Insurance per occurrence
• Crime Insurance and Professional Liability Insurance per occurrence

Coverage for Medallion taxicabs, which are often driven by individual owner-operators or contractors, must include:

• The minimum liability coverage per person
• The minimum coverage per occurrence CSL
• The minimum Personal Injury Protection

According to one study, the majority of taxi drivers in the city are independent contractors while there are many unlicensed taxis as well. Why does that matter? Most hard-working independent drivers must carry their own commercial insurance and liability policies, which may provide less coverage than larger companies.

If your losses exceed an underinsured driver’s policy, you could have a long road to compensation and recovery ahead of you.

Unfortunately, many illegal cabs are also uninsured or only have the bare minimum insurance required of all NYC motorists. Since most personal insurance policies do not cover commercial use, injury victims harmed in an illegal cab accident may have difficulty getting monetary compensation.

If you are involved in a taxi collision, gather:

• The driver’s personal details
• Taxi medallion/cab number
• License plate number
• Insurance information
• Evidence from the scene

Multi-Party Public Transportation Accidents and Insurance Companies

Most public transit providers maintain commercial liability insurance or are self-insured. If multiple parties are involved, your claim might need to be coordinated among several insurers.

Negotiations with insurance companies and government entities can be challenging, and having experienced legal representation is helpful.

Our team can help you seek compensation for economic damages such as:

• Medical expenses: Costs for treatments, surgeries, medications, and rehabilitation
• Lost wages: Compensation for income lost due to the accident
• Property damage: Repair or replacement of damaged property

Understanding Your Legal Options

Along with the filing processes mentioned previously, you should seek an attorney’s guidance to develop a more thorough understanding of New York law. Be sure to take the following steps to build a strong personal injury claim or lawsuit.

Step 1: Seek medical attention immediately

Your health is paramount. Even if injuries seem minor, prompt medical treatment is essential – not only for recovery but also for creating a documented record of your injuries.

Step 2: Contact the police 

Call the police and ensure an official report is filed. A police report provides a neutral account of the accident and identifies the parties involved.

Step 3: Gather evidence

Collect as much evidence as possible, including:

• Photos and videos: Capture the accident scene, vehicle damage, and your injuries
• Witness information: Secure contact details and witness statements from anyone who saw the accident
• Medical records: Keep detailed records of emergency room visits, treatments, medical expenses, and medications
• Financial records: Track your lost wages and other financial losses so you can recover money; you may even be compensated for lost income-earning ability

Step 4: File your New York public transportation claim or lawsuit

With legal assistance from your attorney, you can file an injury claim against the responsible bus company, governmental entities, or another responsible party.

Your legal team can help with submitting evidence and working through negotiations with insurance companies or governmental entities. If necessary, your accident lawyer can take your case to court.

How Hill & Moin LLP Can Support Your Journey

At Hill & Moin LLP, we understand that public transportation accidents not only cause physical pain but also financial hardship, perhaps disrupting your life in ways you never imagined. However, you may find reassurance in the fact that New York’s legal system provides injured victims with multiple avenues to seek justice and recover compensation.

When our personal injury law firm takes on your case, we will support you every step of the way. Our goal is to make the legal process as understandable and stress-free as possible.

If you or a loved one has been injured while using public transportation in New York, do not face the aftermath alone. Contact the law firm of Hill & Moin LLP today to schedule a free consultation and learn your Personal Injury Recovery SolutionsⓇ.

Don’t wonder about your rights!

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Did you know that distracted driving is one of the leading causes of car crashes in NYC? According to the New York City Department of Health and Mental Hygiene’s Epi Data Brief No. 87 for 2015, 19 percent of NYC drivers 18 years and older texted or emailed while driving. Distracted driving has led to increasingly severe accidents and complex legal cases.

Living in a bustling city like New York means dealing with distracted drivers is an unfortunate reality. Between delivery vehicles rushing to meet deadlines, taxi drivers, or rideshare drivers checking their apps, and everyday commuters multitasking behind the wheel, the risks continue to grow.

This comprehensive guide examines how New York’s distracted driving laws influence accident claims, legal consequences, insurance coverage, and the compensation you may be entitled to receive.

How Compensation Works in NYC Car Accident Cases

New York uses a “no-fault” insurance system. This means your insurance provider will offer initial coverage for medical costs and lost pay regardless of who caused the accident. If distracted driving causes significant injuries, you may be eligible for further compensation.

What is compensation?

Compensation, also known as compensatory damages, is the money a victim receives after filing a car accident claim. Compensatory damages help injured victims recover losses after a car accident. These damages include both present losses and future costs associated with your injury.

Can anyone get compensation after a car accident?

Receiving compensation for accidents that happened because of distracted driving is not as easy as some may think. Key factors come into play.

Firstly, insurance companies must examine a variety of criteria when determining compensation, including:

• The severity of the injuries experienced
• The impact on your capacity to work
• The overall effect on your quality of life

The presence of distracted driving often strengthens claims for additional compensation.

What is negligence in a car accident claim?

With distracted driving cases, as with any other car accident case, you have to prove that the other driver was negligent.

An experienced lawyer can help you gather evidence to prove the distracted driver was doing things such as the following:

• Texting
• Eating
• Grooming
• Watching a video

How Distracted Driving Impacts Compensation

The link between driver conduct and settlements for damage is important in distracted driving cases. Insurance companies and courts view accidents caused by distracted driving as serious forms of negligence that could have been avoided. This often leads to higher compensation payments for injured victims.

Strong evidence can support a distracted driving injury claim and increase the chances of maximum compensation. Key types of evidence include:

• Cell phone records can prove the at-fault driver was texting or calling at the time of the crash
• Witness statements provide firsthand accounts of distracted driving behavior
• Medical records show the full extent of injuries and link them to the accident
• Injury documentation strengthens the argument for fair compensation
• Psychological impact and trauma can influence non-economic damage awards

When combined, this evidence builds a compelling case for holding distracted drivers accountable.

Types of Damages in NYC Car Accident Cases

Personal injury damages are the financial compensation awarded to injured car accident victims.

These damages are broken up into 3 categories:

1. Economic damages
2. Non-economic damages
3. Punitive damages

Economic damages in a personal injury claim

Medical expenses form a significant portion of economic damages in distracted driving accident cases.

Medical costs may include:

• Emergency treatment
• Hospital stays
• Surgeries
• Rehabilitation services
• Ongoing care needs

Lost wages are another major component of economic damage. When serious injuries prevent you from working, you deserve compensation for lost income and benefits.

Loss of future earning capacity is another loss your accident attorney can help calculate. This is an important consideration, especially in cases involving permanent disabilities or limitations.

Property damage claims cover vehicle repairs or replacement and any personal property damaged in the crash. Additional economic damages may include transportation costs and home modifications.

Non-economic damages in a personal injury claim

Non-economic damages compensate for the physical pain and emotional toll of an injury. These losses, while not tied to specific financial costs, can significantly impact a victim’s quality of life.

Some examples of non-economic damages include:

• Pain and suffering
• Emotional distress
• Loss of enjoyment of life
• Psychological harm
• Personal testimonies and evaluations

While harder to quantify, non-economic damages are essential for securing fair compensation.

Distracted Driving Laws in New York City

New York City takes distracted driving seriously, with strict laws designed to protect everyone on the road. According to the New York State Governor’s Traffic Safety Committee, drivers are prohibited from using portable electronic devices behind the wheel. Violating this law can result in serious penalties.

Cell phone usage laws in NYC

Using a cell phone is one of the most common causes of a distracted driving accident. New York maintains strict laws regarding cell phone use while driving. Section 1225-C of the Vehicle & Traffic Law makes it illegal to use a mobile phone while driving a car unless you’re using a hands-free device.

Here’s a simple breakdown of what this means:

• You can’t hold your phone to your ear or make calls while driving, even if you’re stopped in traffic
• Holding the phone to your ear or dialing by pressing more than one button counts as using the phone
• Fines for breaking the law range in cost greatly for a first offense and repeat violations within a certain time period
• Commercial drivers are prohibited from using hand-held phones while on the road, even when stopped in traffic

There are a few exceptions to the law. You are allowed to use your phone in emergencies to contact police, fire, or medical services. Public safety officers, like police officers, can use their phones while on duty.

In-vehicle distractions

NYC traffic laws don’t just talk about cell phones – it covers any portable electronic device. Section 1225-d of the New York law discusses the restrictions on using portable electronic devices while driving.

Restricted devices include:

• Personal Digital Assistants (PDAs)
• Hand-held devices with mobile data access (like tablets)
• Laptops
• Pagers
• Broadband communication devices
• Two-way messaging devices
• Electronic games
• Portable computing devices

Basically, it refers to any device that you can use to send, receive, write, or read text for communication purposes – whether it’s a message, email, or other form of text.

Today’s vehicles come with advanced infotainment systems and displays that can easily take a driver’s attention off the road. Whether it’s programming navigation, changing the climate controls, or browsing music, these actions create dangerous distractions. To stay safe, drivers should set up everything before hitting the road and rely on voice commands whenever possible.

Other common distractions

Children and passengers can create significant distractions for drivers. Attempting to manage passenger behavior or retrieve dropped items while driving demonstrates poor judgment that endangers others. These distractions frequently contribute to serious motor vehicle accidents.

Eating and drinking can also lead to distracted driving accidents. Spills or dropped items can trigger sudden reactions that lead to crashes. Evidence of food containers or beverage spills often helps establish distracted driving as a cause.

New York’s Section 1227 bans drinking alcohol or using cannabis, as well as having open alcohol containers in vehicles on public roads. Drivers and passengers who break this rule can get a traffic ticket. However, passengers in certain vehicles with special permits are allowed to drink or have open containers.

Punitive Damages in New York City

Section 70-A of New York’s Civil Practice Law and Rules addresses the recovery of damages, like punitive damages. Punitive damages are a type of compensation awarded in addition to regular damages in a lawsuit. They are intended to punish a defendant for particularly harmful, reckless, or malicious conduct.

When Are Punitive Damages Available?

Punitive damages may be available in circumstances involving extremely excessive distracted driving behavior. These additional damages serve to punish, especially serious reckless driving conduct and deter similar reckless behavior by others.

An experienced car accident lawyer can help you gather evidence proving the following:

• The distracted driver’s willful negligence
• The driver’s conscious disregard for safety
• The driver’s history of dangerous behavior

Building a Strong Distracted Driving Case

After an accident, gathering evidence quickly and thoroughly is essential for building a strong case. Taking immediate action protects your legal rights and supports your claim.

It is important to do the following:

• Take photos of the accident scene, vehicle damage, and any visible injuries
• Collect witness contact information before memories fade
• Get a copy of the police report
• Work with a personal injury lawyer

Contacting an experienced car accident attorney early ensures that all necessary evidence is properly collected and preserved, helping you pursue the compensation you deserve.

Contact an NYC Car Accident Lawyer Today

Don’t let a distracted driving injury interrupt your life and cause serious injuries. The experienced personal injury attorneys here at Hill & Moin LLP are here to help accident victims understand the legal process and fight for the best possible outcome.

With years of experience backing us up, we have helped secure millions of dollars in compensation for injured New Yorkers. We focus on providing excellent service and strong legal representation to every client.

If you’ve been injured in a car accident, don’t hesitate to get help. Contact a New York City car accident lawyer at Hill & Moin for a free consultation. Our experienced personal injury attorneys will evaluate your personal injury case and explain how we can assist you. Let us put our Personal Injury Recovery Solutions® to work for you and fight for the compensation you deserve.

Don’t wonder about your rights!

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Getting in an NYC car accident that was not your fault is bad enough. Discovering the other driver is from another state could leave you worried that you may be unable to get the compensation you need for your injuries.

New York State’s no-fault car insurance laws protect NYC motorists, providing a capped level of benefits. However, if your accident resulted in serious injuries and your losses exceed your insurance coverage, you may need to claim from the other driver’s insurance company. This is when the situation can get complicated.

An experienced New York City car accident attorney can clarify your legal options. This post will explore the legal process involved when New York residents get hit by out-of-state drivers and how New York state laws could help you seek justice.

Making an Insurance Claim in New York

If you did not sustain serious injuries in your car accident, the same initial process applies whether the car crash was caused by an out-of-state driver or a New York resident. As a no-fault insurance state, every NYC driver must first turn to his or her own insurance company for compensation after a car accident.

No-fault insurance is also called Personal Injury Protection (PIP). The goal of PIP is to pay promptly after an accident, regardless of who was at fault, and help you return to health and productivity again.

According to the New York State Department of Financial Services, PIP covers:

• Medical expenses

• Lost earnings

• Other reasonable and necessary expenses related to injuries from your car crash

There is a cap on the amount each person can claim under no-fault insurance policies. However, a driver could be ineligible for no-fault benefits if he or she was intoxicated, committing a felony, or driving an uninsured or stolen vehicle at the time of the accident.

If you sustain a serious injury in a New York City car wreck, you are likely to quickly run up medical and other expenses above the maximum limits under no-fault insurance. This may mean that you are entitled to pursue a lawsuit to seek compensation for your losses. However, the fact that it involves an out-of-state driver could complicate matters.

An experienced New York car accident attorney can listen to your story and advise whether you can pursue additional compensation for your injuries.

Serious Injury Claims Against Out-of-State Drivers

Generally, the more serious your injuries are, the more compensation you can expect to achieve in a car accident case. However, in a car accident involving an out-of-state driver, you may not have the same legal recourse as if a New York resident driver hit you.

The first question is whether your injury qualifies as serious under New York state law.

Categorizing serious injuries in New York

Your injuries must meet the threshold for serious injuries defined by New York State Law, Chapter 28, Article 51, Section 5102, to bypass the no-fault system and file a lawsuit against the other driver.

Under this statute, serious injury includes the following:

• Death

• Dismemberment

• Disfigurement

• Fracture

• Loss of an unborn baby

• Permanent loss of use of body organ

• Significant limitation to body system or function

These laws are complex, so do not try to determine whether your car accident injuries qualify without seeking legal assistance.

Compensation in serious injury accidents

If your car accident lawyer advises that your injuries are serious enough to meet the threshold, you can pursue a wider range of damages than you can through a no-fault claim. In addition to economic compensation, such as the cost of medical treatment and lost earnings, you could also pursue compensation for non-economic losses.

These damages may include:

• Pain and suffering

• Emotional distress

• Loss of enjoyment of life

• Loss of activities

• Loss of consortium

You may have the right to pursue compensation from the negligent driver, but the fact that he or she was from another state can make obtaining compensation more complicated.

Challenges to Pursuing Compensation From Out-of-State Drivers

Pursuing compensation from out-of-state drivers presents unique challenges. However, with an experienced New York City attorney on your side, it may be possible to find a way to obtain the compensation you are entitled to.

Is the insurance company authorized in New York?

Your personal injury lawyer will first investigate whether the other driver’s insurance company is authorized in New York. The policy must match New York’s minimum requirements if the company is authorized. New York law would apply even if the other driver is from a state that has lower minimum coverage requirements.

When the insurance company is not authorized in New York

If the negligent driver’s insurance company is not authorized in New York State, he or she could be in serious trouble. According to New York Vehicle & Traffic Law §318 Subsection 5(a & b), the out-of-state driver’s license may be revoked for driving on New York roads without insurance coverage.

However, the other driver losing his or her license is likely to be of little consolation if you are facing mounting medical expenses and other costs. One legal option open to you may be to file a lawsuit against the individual.

While it may be possible to prove he or she was liable for the car crash, obtaining a payout from an individual can be challenging. If the negligent driver has no collectible assets, obtaining the compensation you need may be impossible. A qualified and experienced New York car accident lawyer can help you explore all legal avenues for compensation, including provisions under your own auto insurance.

Uninsured and underinsured motorist insurance policies

If it is impossible to recover compensation from the negligent driver, you may be able to claim against your uninsured motorist coverage. Under New York law, all motorists must carry this insurance coverage, which protects them if they are involved in a collision with an uninsured driver.

You may also be able to claim against underinsurance coverage. This is not mandatory in New York, but many drivers purchase it to protect themselves if the other driver’s insurance coverage is insufficient to cover his or her losses.

Understanding the best route to compensation can be very confusing. That is why it is essential to secure legal representation to guide you through the process.

Give Yourself the Best Chance of Success After an NYC Car Crash

After a car accident involving an out-of-state driver, take the following steps, which could make it easier to pursue compensation:

• Call 911: The police will attend and note down the facts of the case. The police report may prove to be valuable evidence in your car accident claim.

• Seeking medical attention: Even if you feel fine, getting yourself checked by a medical professional and starting a paper trail of medical documentation is vital. This could help prove your injuries were caused by your car accident. Also, follow up on any medical treatment recommended by the doctor.

• Exchange information with the other driver: Get his or her name, address, phone number, driver’s license, license plate, and insurance information. Remain calm and do not get into any discussions about liability. Try to get the contact details of any eyewitnesses as well.

• Document the scene: If you can, take as many photos of the accident scene as possible. Try to show the damage to the vehicles, their position, and any markings on the road. Capture the weather conditions and take photos of your injuries and damaged property.

• Call a car accident lawyer: As soon as you feel well enough, arrange a free consultation with a New York City car accident attorney. Your lawyer will listen to your story and advise you on protecting your legal rights while talking to your insurance company.

It is crucial to seek legal assistance from the right car accident lawyer. The key is looking for a combination of experience, a track record of success, and a determination to fight tenaciously for the rights of NYC car accident victims.

Let Hill & Moin LLP Fight Your Out-of-State Driver Car Accident Case

At Hill & Moin, we understand that an NYC car accident can be stressful, financially draining, and physically painful. We are here to evaluate your personal injury cases, even in complex ones involving out-of-state negligent drivers. If another law firm would be better suited to take your case, we will refer you to another firm in our trusted network.

We are headed up by Melisande Hill and Cheryl Eisberg Moin, who have both been practicing law in New York for over 40 years and have recovered millions in compensation for motor vehicle accident victims. Our firm’s recent settlements include $1.7 million for an automobile accident victim and $4.85 million for a pedestrian struck by a truck.

Now is the time to discover why our clients say working with Hill & Moin feels “like having a lawyer in the family.” Do not delay. Call (212) 668-6000 to learn your Personal Injury Recovery SolutionsⓇ in a free consultation. Alternatively, complete our contact form, and we will call you back soon.

Don’t wonder about your rights!

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C.Y. is a lovely lady from Queens, known for her green thumb and passion for gardening. She cherished spending time with her family and especially enjoyed shopping with her daughter. But one day, while heading out to do some grocery shopping, C.Y.’s life took a sudden turn. As she was walking, a car making a turn struck her, and tragically, her foot was caught underneath the vehicle’s wheel. The accident left her with severe injuries to her foot, requiring emergency surgery.

In need of legal advice, C.Y. reached out to Hill & Moin, LLP, where she met with attorney Eric Wittels, Esq. Eric and the support staff at the firm carefully explained the legal steps that would need to be taken to pursue a lawsuit. They guided C.Y. through every part of the process, offering compassion and professionalism at every turn.

Thanks to the Hill & Moin team’s hard work and dedication, C.Y. was awarded $1.2 million for her injuries. Reflecting on her experience, C.Y. expressed deep gratitude, saying, “I could not have asked for a better law firm.” Now that her case is resolved, C.Y. dreams of one day buying a house and moving on from the traumatic incident, focusing on what truly matters—her family, her garden, and the future ahead.

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S.O. was running errands one afternoon in late May when the unexpected happened. While driving, another car suddenly collided with hers from behind, causing a chain reaction and a three-car pile-up. The car accident left S.O. with soft tissue injuries, making it clear that she needed both medical attention and legal support.

Feeling overwhelmed, S.O. reached out to Hill & Moin, LLP for legal counseling. From the moment she stepped into their office, she was met with a team of attorneys and support staff who took the time to carefully explain her case and outline the necessary steps for moving forward with a lawsuit. The team was thorough, professional, and reassuring, ensuring that S.O. understood every part of the legal process.

As her case progressed, the Hill & Moin team fought for her rights, and ultimately, S.O was awarded over $100,000 in compensation. Though S.O. didn’t have any immediate plans for her settlement money, she was incredibly satisfied with the experience. When asked to rate her time working with Hill & Moin, S.O. happily gave them a glowing 5-star review, appreciative of the professionalism and dedication she received throughout the entire process.

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New York City is famous for its bustling streets full of cars, commercial vehicles, and pedestrians fighting for space. So, sadly, it’s no surprise that October 2024 saw some 3,522 injury and fatal motor vehicle accidents in New York City, working out to almost 114 per day. If you are unfortunate enough to find yourself in a car crash, please know that the actions you take immediately after your accident could be critical to your long-term health and the success of your car accident claim.

Immediately after a crash, the New York Police Department (NYPD) advises you to put your car in “park” and check yourself and your passengers for injuries. If anyone involved in the accident is injured or you cannot move your car to safety, call 911 immediately. Even if everyone feels fine, it is still wise to seek immediate medical attention, as some injuries do not cause symptoms right away.

After taking care of your health, your next job is protecting your legal rights. This article will explore crucial steps that could give you a better chance of securing compensation that could get your life back on track.

Get Everyone to Safety

Getting hurt in a car accident is bad enough, but getting involved in a secondary collision would be even worse. So, if possible, move your vehicle to a place of safety, such as the shoulder or rightmost side of the road, and turn your hazard lights on.

If you cannot move your vehicle, get yourself and your passengers to a safe place nearby. However, never attempt to move a seriously injured person.

Moving someone with catastrophic injuries could make the following conditions worse, possibly leading to paralysis or death:

• Spinal fractures

• Neck injuries

• Traumatic brain injuries (TBIs)

• Herniated discs

Instead, call 911 and wait for emergency medical personnel to render first aid and advise on the right medical treatment.

Seek Immediate Medical Attention

Everyone should get checked out after an accident, even if you think you were not injured. Medical professionals are trained to spot the signs of internal bleeding, fractures, and head injuries, which may not cause immediate symptoms.

There are also important legal reasons to seek immediate medical care. To build a strong case for compensation, a car accident lawyer must prove that your injuries were caused by your car accident. If you do not get yourself checked out immediately, the at-fault driver’s insurance company may claim that your injuries were not caused by your accident at all and try to deny or lessen your coverage.

Instead of running this risk, create a clear link between your injuries and your car crash by seeing a doctor immediately. The report he or she creates could be crucial evidence that helps you secure the compensation you need.

The medical report may also include recommendations for further medical treatment. By following through on this advice, you demonstrate that you have done everything in your power to minimize the impact of your injuries and seek a full recovery, which may strengthen your case.

Call the NYPD

After a New York City vehicle collision, you must immediately call the police if any of the following occurred:

• Injury or death of any person

• Injury or death of any domestic animal

• Damage to a parked car or other property, and you cannot locate the owner

If injuries, fatalities, or property damage worth more than $1,000 occurred, you must file an MV-104 (Report of Motor Vehicle Accident) within a limited amount of time. Failure to do this could result in a suspension of your driving privileges.

What the police do at the accident scene

Once they arrive, police officers will take control of the accident scene. The police are likely to take statements from everyone involved in the car accident. Answer the officer’s questions truthfully and fully, sticking to the facts. The officer will create a police report that could form a key part of your personal injury case.

Property-damage-only car crashes

If your car crash only involved property damage, you are not required to report it to the police department in New York City. However, to protect your legal rights and satisfy insurance company requirements, you must complete the Report of a Motor Vehicle Accident and file it with the Department of Motor Vehicles.

Exchange Information

According to the New York State Vehicle and Traffic Law, it is illegal to leave the scene of a car accident without exchanging information with the other involved motorists.

Be sure to get the following information:

• Full names, addresses, and contact information of drivers involved and eyewitnesses

• Driver’s license information

• Owner’s details, if not the driver

• Insurance information, including the policy number

• Vehicle license plate number, make, and model

Tensions can run high after a New York car accident. Under no circumstances should you get involved in a discussion with the other motorists about who was at fault. New York is a no-fault state for car accidents. This means that, if you sustain injuries in a car accident, you must first file a claim with your own insurance company – regardless of who was at fault.

Depending on the circumstances of your vehicle collision, it may be possible to file a personal injury lawsuit and claim damages for your injuries. However, leave discussions of fault to your personal injury lawyer, who can build a case for compensation and handle all negotiations on your behalf.

Document the Accident Scene

If you feel well enough to do so, it could strengthen your case to gather evidence from the accident scene.

Potential evidence could include:

• Property damage: Take photos of your car from multiple angles to show the damage it has sustained. Remember to photograph the interior and any other property damaged in the accident, such as personal items.

• Damage to other vehicles: Photograph the damage sustained to any other vehicle involved to build a complete picture of the scene.

• Accident scene: Take a few steps back and try to photograph or video the entire scene. Capture skid marks, traffic lights, signs, and other evidence on the road. Also, the traffic conditions should be captured to show what may have contributed to the car crash.

• Injuries: Take photographs of your injuries as soon as possible after the accident.

Depending on the circumstances of your case, a personal injury attorney may be able to use the evidence you gather at the scene to build a case for fair compensation.

Contact Your Insurance Company

In New York, if you were injured in a motor vehicle crash, you have a limited period of time to file a written notice of claim with your insurance company. Your insurance company will normally send you a copy of the MV-104 report, which you must send to the DMV, along with your insurance claim form.

Your insurance company will respond with an Application for Benefits and a letter outlining your rights and obligations under your policy. You can use this form to claim compensation for medical bills and reimbursement for lost wages.

Limits on no-fault insurance coverage

No-fault insurance provides basic coverage for economic losses. If your losses exceed a certain amount, you may be able to apply for Additional No-Fault (Additional PIP) benefits, which is optional coverage, or make a claim on your standard health insurance.

If you sustained a serious injury, as defined by Section 5102(d) of the New York Insurance law, you may be able to sue the at-fault driver for damages beyond the limits of your no-fault insurance coverage.

Cautions with insurance companies

New York’s no-fault insurance laws may give the impression that your insurance company will take care of you after a car accident, no matter who was at fault. However, all insurance companies look out primarily for their own interests, not yours. Be careful about what you say to them and never let the insurance adjuster convince you that he or she is your friend.

Do not try to navigate New York’s no-fault insurance laws alone, especially if you sustained a serious injury. Instead, talk to an experienced New York City personal injury attorney as soon as possible after your vehicle collision. A lawyer can explain your legal rights and avenues that may be open to you for compensation.

Contact a New York City Car Accident Attorney

If your New York City motor vehicle crash resulted in severe injuries or death, the stakes are too high to go it alone. You need to talk to an experienced car accident attorney to get a clear understanding of your legal rights.

We understand that contacting a personal injury lawyer after a car accident could be overwhelming. You may worry about how you can afford to hire an attorney.

However, while there are no guarantees in personal injury cases, working with an experienced New York City car accident lawyer could give you a better chance of securing fair compensation. After all, hiring one may be easier than you think.

Free consultation and no fees upfront

Most personal injury lawyers offer a free consultation. A compassionate attorney will listen to your story and explain the legal action you may be able to take. There is no pressure to hire a lawyer, and you can walk away at this point with nothing to pay.

If a personal injury lawyer believes your case has a strong chance of success and agrees to take it on, he or she will usually work on a contingency fee basis. You will only pay a fixed percentage fee if your attorney wins your case.

On the other hand, if your case is unsuccessful, you will have nothing to pay. These terms allow you to pursue compensation for your severe injuries with more confidence, free of risk.

What personal injury lawyers can do for you

When you hire a personal injury lawyer immediately after a motor vehicle collision, you hand over all the stress and hard work to your attorney.

Your lawyer can do the following on your behalf and more:

• Investigate your case

• Collect evidence and build a strong case for liability

• Calculate the full extent of your losses, including medical bills, lost wages, property damage, pain and suffering, and other non-economic losses

• Negotiate with insurance companies to pursue fair compensation

• Fight your case in court if negotiations are unsuccessful

Trust Hill & Moin With Your NYC Car Accident Case

At Hill & Moin, we understand how distressing a New York City car accident can be. To make matters worse, insurance company bullies may try to pressure you into accepting a lowball settlement that does not cover your actual needs. Now is the time to secure your future, not simply hope for the best from an insurance company.

As lawyers with years of experience fighting New York City car accident cases, we fight tenaciously in pursuit of maximum settlements for our clients. We have secured many six- and seven-figure settlements for motor vehicle accident victims. For us, your case is personal. That is why our clients feel like we are their lawyers in the family.

Now is the time to explore your legal rights with Hill & Moin LLP. Call us at (212) 668-6000 to discuss your case with an experienced New York City car accident attorney. Alternatively, fill out our contact form, and we will call you back very soon to discuss your Personal Injury Recovery SolutionsⓇ.

Don’t wonder about your rights!

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It was a routine afternoon for Tenisha Desire, a nurse in New York, as she went into a physician’s office to perform her standard work duties. Suddenly, a motor vehicle struck the office, injuring Ms. Desire, the type of accident one would see on the news or social media. Various parts of her body were injured. As a result, Tenisha began searching for attorneys with expertise in personal injury law on Google to ensure she received the best legal representation. Hill and Moin’s presence was prominent.

Tenisha met with the attorneys at Hill & Moin and later reflected that retaining the firm was one of the best decisions she ever made. She rated the firm 5/5 for providing exemplary legal services. The highlight of her experience was communicating with Ms. Amelia Ortiz: a long-term paralegal with the firm known for her gracious hospitality and wonderful personality, a testament to the workplace qualities Hill & Moin instills among its employees.

The incredible work by the Hill & Moin attorneys landed Desire a settlement amount of $125,000. When asked about her next steps, she enthusiastically responded that she hopes to return to work after being unable to do so for two years. Tenisha Desire’s determined attitude is a firm reminder of the deep work ethic possessed by New Yorkers. When questioned about any future plans for her settlement funds, Desire immediately noted that savings and education were her primary goals.

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Unfortunately, due to the high volume of traffic and road congestion, car accidents in New York City are an all-too-common occurrence. In 2023, there were over 51,000 traffic accident-related injuries in NYC.

Whether it was a minor fender-bender or a serious car accident, dealing with the aftermath of your collision is no doubt stressful. In theory, auto insurance is meant to protect you after an accident, compensating you for your injuries and losses. However, in practice, insurance companies often prioritize their bottom line over providing fair compensation.

In this article, we will discuss insurance companies’ tactics to devalue car accident claims and how a personal injury lawyer can help ensure you receive the full compensation you deserve.

How New York’s No-Fault Insurance Laws Affect Your Car Accident Claim

New York is a no-fault state. This means that if you are involved in a car accident, your own insurance policy is responsible for covering certain costs, regardless of who caused the crash. This includes financial compensation for medical expenses, lost wages, property damage, and other out-of-pocket expenses.

However, your own policy may not cover all of your financial losses after a car accident. Medical coverage usually caps out around $50,000, which may not be enough if you have been severely injured. Furthermore, your no-fault insurance personal injury protection plan does not cover pain and suffering, emotional distress, or other non-economic damages – which can be significant in more serious car accident cases.

Understanding when and how to step outside of the no-fault system to file a personal injury lawsuit can be difficult. A car accident attorney can help you explore your compensation options and ensure that you take the right legal steps.

Beware of Common Insurance Company Tactics

It is important to remember that insurance companies are profit-driven businesses that are not looking out for your best interests. Their goal is to settle for as little money as possible, and they often use various tactics to achieve this – even if it comes at the expense of the accident victim’s rightful compensation.

Consider some common strategies insurance companies use to reduce or deny car accident claims:

• Quick settlement offers: The insurance adjuster may be quick to offer you a settlement shortly following the accident, while you are still recovering and unsure of the long-term impact of your injuries. These offers may not even be enough to cover your future medical bills or lost income.
• Delaying the claims process: The insurance company may intentionally drag its feet in processing your claim. They may request excessive documentation or find other ways to avoid paying your claim, hoping you’ll accept a lower offer out of frustration.
• Denial of car accident claims: The insurance company may deny your claim outright by asserting that the accident was your fault, that your injuries were pre-existing, or that they are not covered by your policy.

Since insurers do not always act in good faith, please know that trying to handle insurance negotiations without an NYC personal injury attorney can put you at a severe disadvantage. You may be left under-compensated for your injuries and financial losses.

Avoid Common Mistakes When Pursuing a NYC Car Accident Insurance Claim

It is important to avoid certain common mistakes when dealing with the insurance company after a car crash. In fact, you can maximize your chances of receiving fair compensation by:

• Delaying reporting the accident: Don’t wait too long to report the accident to the insurance company. Most insurance companies require that any car accident be reported in a timely manner, and failure to do so could lead to a denial of your claim.
• Failing to seek medical attention: If you delay getting medical help after an accident, the insurance company could argue that your injuries weren’t serious or that they were caused by something other than the collision. Be sure to get a medical evaluation as soon as possible and follow through with any recommended treatments.
• Providing inaccurate information: When speaking to the insurance company, provide clear and accurate details about the time, date, location, and the parties involved in the accident. Avoid exaggerating or downplaying any facts. Inconsistencies could hurt your credibility and negatively impact your claim.
• Admitting fault: Emotions may run high after a motor vehicle accident, and you could be tempted to apologize or accept blame. Even if you believe you were partially at fault, do not accept liability when speaking with the insurer. Any statements you make admitting fault could reduce your chances of receiving compensation.
• Providing a recorded statement: Giving a recorded statement without consulting a lawyer is not a good idea. The adjuster may ask questions designed to elicit responses that could weaken your claim. It is wise to decline given a recorded statement until you have spoken with a lawyer.
• Signing a release too soon: If the insurer sends you a release of claims or a settlement agreement, refrain from signing until you have reviewed it with your lawyer. Signing before you know the full scope of your injuries could leave you without the money you need to cover your medical treatments and other expenses.
• Handling the claim without legal representation: Some accident victims try to handle the insurance claim process on their own, thinking they will save money by not hiring a lawyer. Insurance companies have teams of adjusters and attorneys working for them, and navigating the claims process without legal help can put you at a disadvantage. An attorney from a personal injury law firm can negotiate on your behalf and make sure you recover full compensation for your losses.

Why Hire a New York City Car Accident Lawyer

Dealing with the insurance company will likely be one of the most challenging aspects of your New York City car accident claim. Consider some ways a personal injury attorney can help you get a fair settlement following a motor vehicle accident.

Negotiating with the insurer

Insurance adjusters are trained to offer the lowest possible settlement in hopes that the accident victim will accept it without question. When you don’t have a lawyer by your side, the insurance company may assume that you are unaware of the full value of your claim and try to pressure you into accepting a fast and low settlement.

Experienced personal injury attorneys are skilled negotiators who know how to challenge unfair settlement offers. Your lawyer will negotiate aggressively on your behalf to ensure that you receive money to cover all of your damages.

Gathering evidence

The insurance company may challenge the severity of your injuries or dispute liability for the motor vehicle accident. To counter this, you will need strong evidence to support your claim.

Car accident lawyers know how to gather evidence necessary to support your claim:

• Medical records: Your attorney will gather all of your medical documentation, including hospital records, doctor’s notes, and treatment plans, to demonstrate the full extent of your injuries
• Police report: Personal injury attorneys will review the official police report and use it to support your claim
• Witness statements: Your attorney will contact any witnesses who saw the accident or its aftermath; their statements may be able to corroborate your version of events
• Video footage: Lawyers will try to collect video documentation recorded at the crash scene, as well as footage from dashcams, traffic cameras, and video surveillance cameras
• Expert testimony: Personal injury attorneys will, at times, consult experts in various fields, such as medical professionals, accident reconstruction specialists, and economists, to provide testimony that strengthens your case

By compiling this evidence, your attorney will build a solid case that forces the insurance company to take your claim seriously.

Communicate with the insurer

Another benefit of hiring an accident attorney is that he or she will handle all communication with the insurance company on your behalf.

Adjusters are trained to ask leading questions and look for ways to minimize your claim. If you speak to them directly, you might inadvertently say something that could be used against you later.

Personal injury lawyers understand these tactics and know how to communicate effectively with insurance companies to avoid common pitfalls. Your lawyer will ensure that the insurance company only receives the information necessary to process your claim – preventing the insurance adjuster from twisting your words to reduce the payout.

Litigate in court

While many auto accident claims are settled out of court, there are situations where the insurance company refuses to offer a fair settlement. If negotiations are unsuccessful, your lawyer will be prepared to file a civil lawsuit and present your auto accident case in court.

Insurance companies tend to be more willing to offer a fair settlement when they know that the accident victim is represented by a lawyer who is not afraid to litigate.

If your case goes to trial, your lawyer will represent you in court, present evidence, cross-examine witnesses, and fight for the maximum compensation you deserve.

Choosing the Right Lawyer to Handle Your NYC Car Accident Case

If you have been involved in a motor vehicle accident in New York City, choosing the right law firm and attorney to represent you can significantly impact the outcome of your case. Filing an insurance claim and navigating the legal system can be challenging.

Here are some tips to ensure you select the best car accident lawyer to handle your case:

• Experience in your case type: Many personal injury lawyers are skilled in handling a variety of case types such as car accidents, medical malpractice, liability for defective products, and slip-and-falls. You want to choose a lawyer who has successfully handled cases similar to yours.
• Solid reputation: Online reviews, client testimonials, and professional recognition can give you insight into how a lawyer is viewed. Look for attorneys who are respected by their peers, former clients, and the legal community.
• Good communication skills: During your initial free consultation, evaluate how well the lawyer listens to your concerns and answers your questions. A lawyer who takes the time to explain your legal options, timelines, and potential outcomes demonstrates that he or she is dedicated to your case.
• Evaluate the attorney’s resources: A well-established law firm with access to expert witnesses, medical professionals, accident reconstructionists, and other resources can strengthen your case. Make sure to choose an attorney who has the tools and legal team needed to manage your case thoroughly, from start to finish.
• Trust your instincts: Does something feel off during your initial consultation? If so, keep looking. You need a lawyer you feel comfortable and confident in. The person you choose to represent you should be someone you can trust to fight for your best interests throughout the process.

Contact Hill & Moin for Help Dealing With Insurance Companies

Dealing with insurance companies after a car accident in New York City is no easy task. Our legal team can handle your case from start to finish, offering support and legal guidance. While a personal injury lawyer handles every aspect of filing your claim and securing compensation for your losses, you can focus on your recovery.

At Hill & Moin LLC, we take car accident cases on a contingency fee basis. You do not pay any upfront costs or fees, and we only get paid if your case is successful and you receive a settlement or reward.

If you have been injured in a car accident in New York City, NY, don’t leave your financial future in the hands of insurance companies. Contact our law firm today to ensure you get the help you need during this challenging time.

With our law firm on your side, it’s like having “a lawyer in the family,” as clients have told us. Call (212) 668-6000 to schedule a free case review and discuss your Personal Injury Recovery SolutionsⓇ.

Don’t wonder about your rights!

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